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1415 Chase St, Osage, IA, 50461

3beds
2baths
1,208sqft
$275,000
$228price/sqft
$2,061/moest. monthly cost
$82,440/yrincome needed

About This Home

Five-year-old, one-owner, zero-entry, South-facing RANCH home along newly paved street with 30'x24' attached garage, 12'x20' utility shed, patio, and fully fenced year yard. There are three bedrooms, one and one-half baths, vaulted living areas, full set of appliances, Hayfield casement windows, and epoxy-coated garage floor. Call today to arrange an appointment to view this practical, highly efficient home!

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
58
BikeBikeable

Schools

6/10
Lincoln Elementary SchoolGrades PK-40.8 mi
6/10
Osage Middle SchoolGrades 5-80.8 mi
8/10
Osage High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Hardboard Siding

Other

  • Builder name: L.R. Builders, Inc.

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Disposal,Microwave,Free-Standing Range,Refrigerator,Washer,Electric Water Heater,Water Softener,Water Softener Owned
  • Laundry features: 1st Floor,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Fireplace features: None
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,208 sqft

Master Bedroom

  • Level: Main
  • Area: 144
  • Dimensions: 12'x12'

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 1924455022
  • Zoning: R-2
  • Special condition: Standard

Features

  • Patio & porch: Patio,Covered
  • Fencing: Fenced

Lot

  • Lot size: 10,454 sqft
  • Features: Landscaped,Level
  • Lot size dimensions: 75'x142'

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Attached Garage,Built-In,Garage Door Opener
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$215$2,580
Property Taxes $335$4,020
Electricity $121$1,452
Total$2,061$24,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,662/yr
40% on housing$61,830/yr
45% on housing$54,960/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 50461$102
Mitchell County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 50461
Mitchell County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Listed for sale$275,000

For Sale by Agent

AgentKevin M Kolbet
BrokerageKolbet Realtors

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