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13364 Rayburn Ln, Port Charlotte, FL, 33981

4beds
2baths
2,085sqft
$539,900
$259price/sqft
$3,567/moest. monthly cost
$142,680/yrincome needed

About This Home

This BRAND-NEW home exudes quality craftsmanship, unmistakable from the moment you arrive in the coach-lite driveway and see the shiplap accented house with welcoming porch and double door entryway! Located in the highly desirable beach community of Englewood, this 3-bedroom, PLUS OFFICE, 2-bathroom, 2.5 car, exquisite home was built with no feature understated! The home boasts soaring volume ceilings and 8-foot doors throughout with the Living room having an immense tray ceiling full of recessed lighting, crown molding, a 6-foot ceiling fan, a 3-paneled sliding glass door connecting to the covered lanai area, providing a sunlit sanctuary. A separate dining area with its two sets of sliding glass door, provides ample room for any sideboard your table may have. Centrally located in this convenience driven designed open floorplan, the chef inspired kitchen with an incredible 9’ island, has TWO, 5’ PANTRIES, high-end Stainless-steel appliances, tile BACKSPLASH, solid wood, SOFT-CLOSE cabinetry, and is the hub for entertainment. Cabinetry has brushed nickel hardware and is topped in incredibly gorgeous veined, QUARTZ countertops. The split floorplan allows for owner privacy with the Primary Suite’s luxury including direct access to the lanai, tray ceiling, transom window to providing privacy along with natural lighting, two walk-in closets, an enormous, walk-in, tiled shower with two time saving shower heads, split vanities covered in luxury QUARTZ countertops, a private water closet, plus a linen closet. The home has a premium lighting package consisting of ceiling fans with lights, pendants over island, chandeliers in foyer and dining room, plus home has easy to upkeep & maintain allergen-free, porcelain plank flooring throughout. Interior Designer’s top pick for 2025 is showcased…shiplap accents on the kitchen island, Living Room & foyer wall. Let’s not forget to mention something you never have to think about, the convenient HURRICANE IMPACT WINDOWS AND SLIDING GLASS DOORS, providing peace of mind especially when you’re out of town. Outside you’ll find TWO LANAIS, one is an incredible 30’ long, and the other is a lovely oasis for your rear bedroom guests! The oversized 25’x22’, 579 square foot 2.5-car garage boasts two 10-foot hurricane rated overhead doors instead of a standard single 16-foot, providing so much more extra parking space between vehicles, plus garage has a handy side yard exterior door for convenience. With no HOA, you can utilize your investment as you see fit…live here yourself, rent it out annually, seasonally, or AirBNB it. Home is 100% Hurricane protected, and constructed by a Floridian builder who knows what has to be built in Southwest Florida for longevity and durability...hip roof design for long-term discounted insurance rates, off-ridge roof venting so peaks won't blow away, and STEM WALL construction which far exceeds monolithic slabs as sand can wash away but not cement blocks! This property is advantageously located near a golfing community, minutes to the beach, marinas, and boat launches. At nearly 2100 square feet under air, this custom designed home feels much bigger with its volume ceilings and is the perfect size for your needs in paradise! This a gem is priced to sell, is waiting for you, so call today for your private tour.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
6/10
4/10
Lemon Bay High SchoolGrades 9-126.6 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Stem Wall
  • Roof: Shingle
  • Construction materials: Block

Other

  • Builder model: Sand Castle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Balcony Porch Lanai

  • Features: Ceiling Fan(s)
  • Level: First

Bathroom2

  • Features: Exhaust Fan,Granite Counters,Linen Closet
  • Level: First

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 156.24
  • Dimensions: 12.4x12.6

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 146.32
  • Dimensions: 12.4x11.8

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dinette

  • Level: First
  • Area: 153.76
  • Dimensions: 12.4x12.4

Features

  • Ceiling Fan(s),Coffered Ceiling(s),Crown Molding,High Ceilings,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Wood Cabinets,Stone Counters,Thermostat,Tray Ceiling(s)
  • Door features: Sliding Doors
  • Window features: Hurricane Shutters/Windows
  • Flooring: Porcelain Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,131
  • Total interior livable area: 2,085 sqft

Kitchen

  • Features: Breakfast Bar,Pantry,Granite Counters,Stone Counters
  • Level: First
  • Area: 144.96
  • Dimensions: 9.6x15.1

Laundry

  • Features: Granite Counters
  • Level: First

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 329.42
  • Dimensions: 18.1x18.2

Office

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 171.36
  • Dimensions: 12.6x13.6

Primary Bathroom

  • Features: Dual Sinks,En Suite Bathroom,Exhaust Fan,Granite Counters,Multiple Shower Heads,Linen Closet
  • Level: First
  • Area: 86.4
  • Dimensions: 6x14.4

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 229.6
  • Dimensions: 14x16.4

Property

Details

  • Parcel number: 412120204016
  • Zoning: RSF3.5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Deck,Gunite,In Ground
  • Exterior features: Lighting
  • Spa features: In Ground
  • Has view: Yes
  • View description: Garden,Pool

Lot

  • Lot size: 10,000 sqft
  • Features: Cleared,Landscaped
  • Lot size dimensions: 80 x 125

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$251$3,012
Property Taxes $377$4,524
Electricity $209$2,517
Total$3,567$42,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,297/yr
40% on housing$107,010/yr
45% on housing$95,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 33981$239
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33981$196
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-17Price change$549,900
2025-10-25Price change$565,000
2025-10-15Price change$569,500
2025-05-21Price change$494,000
2025-03-15Price change$499,000
2025-02-06Listed for sale$499,900
2023-11-08Sold$45,000

New Construction

AgentHolly Drilling
BrokerageRE/MAX PALM REALTY

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