9505 23rd Bay St, Norfolk, VA, 23518
About This Home
This one-of-a-kind East Beach bungalow has been thoughtfully curated to embody the charm and ease of a true Coastal Cottage. The open living area features a vaulted ceiling that fills the space with abundant natural light, creating an airy and welcoming atmosphere. A versatile loft overlooks the main living space and can serve as an office, guest sleeping area, or additional storage — offering flexibility to fit your lifestyle. Nestled within a unique cluster of just ten bungalows, this home enjoys an exceptional location. It’s a short stroll to the marina, bay and beach, clubhouse, pool, and a beautifully maintained park area complete with a firepit and Adirondack chairs — great for those relaxing coastal evenings.
Getting Around
Very Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Roof: Asphalt Shingle
- Construction materials: Fiber Cement
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer,Tankless Water Heater,Gas Water Heater
Basement
- Basement: Crawl Space
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
Family Room
- Level: First
Features
- Cathedral Ceiling(s),Ceiling Fan(s)
- Window features: Window Treatments
- Flooring: Wood
Full Bathroom
- Level: First
Great Room
- Level: First
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total interior livable area: 840 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Level: First
Utility Room
- Level: First
Property
Accessibility
- Accessibility features: Pocket Doors
Details
- Parcel number: 51000044
- Zoning: RESIDENT
- Other equipment: Generator Hookup
Features
- Levels: One
- Stories: 1
- Pool features: None,Association
- Patio & porch: Porch
- Exterior features: Inground Sprinkler,Irrigation Control
- Fencing: None
- Waterfront features: Not Waterfront
Lot
- Lot size: 1,742 sqft
- Features: Corner
Parking
- Total spaces: 2
- Parking features: 2 Space,Assigned
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,523 | $30,276 |
| Home Insurance * | $273 | $3,276 |
| Property Taxes | $509 | $6,108 |
| Electricity | $202 | $2,433 |
| Total | $3,507 | $42,084 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
For Sale by Agent
View on Zillow