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450 Hart St #2A, Brooklyn, NY, 11221

2beds
2baths
839sqft
$895,000
$1,067price/sqft
$5,495/moest. monthly cost
$219,800/yrincome needed

About This Home

450 Hart Street, Residence 2A is a thoughtfully designed duplex two-bedroom home, blending modern finishes with comfortable, functional living in one of Brooklyn’s most dynamic and evolving neighborhoods. The lower level features an open-concept living and dining area filled with natural light throughout the day, creating a warm and inviting atmosphere ideal for both everyday living and entertaining. The beautifully appointed kitchen is designed to inspire, complete with a farmhouse sink, Bosch appliances, including oven, stovetop, and dishwasher, and a convenient pot filler, with seamless white appliance finishes that combine for a cohesive feel. A well-placed powder room on this level adds everyday convenience and includes an in unit washer and dryer. Upstairs, two generously sized bedrooms offer privacy and comfort, each with custom built-out closets providing exceptional storage. The entire apartment is outfitted with ceiling Sonos speakers. The spa-like full bathroom features heated floors for an added touch of luxury. Perfectly positioned at the crossroads of Bushwick and Bedford-Stuyvesant, 450 Hart Street places you at the center of a vibrant and ever-growing community. Enjoy easy access to neighborhood favorites such as Roberta’s, Saraghina, Lilia, and Otis, along with a variety of local cafés, bars, and boutique shops that define the area’s creative energy. Only steps from Ornithology, one of the city's most popular Jazz bars. Everyday convenience is equally strong, with nearby fitness options including Blink Fitness and Absolute Power Fitness, as well as grocery staples such as Food Bazaar Supermarket and Mr. Kiwi just moments away. Commuting is effortless with access to the J, M, and L subway lines nearby, offering convenient connections to Manhattan and throughout Brooklyn. A rare opportunity to own a stylish duplex home offering space, comfort, and exceptional value in the heart of Brooklyn. Current ongoing assessment of $168.57/mo.

Getting Around

96
WalkingWalker's Paradise
0
TransitVery Limited Transit
78
BikeVery Bikeable

Schools

2/10
Ps 81 Thaddeus StevensGrades PK-50.1 mi
6/10
1/10

Construction

Condition

  • Year built: 1901

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 839
  • Total interior livable area: 839 sqft

Property

Details

  • Parcel number: 015961103
  • Special condition: Resale

Features

  • Patio & porch: Other
  • Exterior features: Balcony
  • Has view: Yes
  • View description: City

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Kings County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$307$3,684
Property Taxes $417$5,004
Electricity $246$2,954
Total$5,495$65,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$188,400/yr
40% on housing$164,850/yr
45% on housing$146,533/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,067This listing

vs Other Active Listings

Avg $/sqft

ZIP 11221$636
Kings County$697

vs Homes Sold Last Month

Median $/sqft

ZIP 11221$757
Kings County$623

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-04Price change$895,000
2026-05-04Price change$945,000
2026-04-16Listed for sale$969,000
2021-07-02Sold$780,000

For Sale by Agent

AgentAmy Hershman
BrokerageCorcoran

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