318 Waters Edge Way, Tracy City, TN, 37387
About This Home
This private DOUBLE LOT 32 and lot 34 property has it all, with room to grow This perfectly appointed and fully furnished tiny getaway has just what you need to relax & re-energize. From cozy spaces inside, to wide open spaces outside. . Your adjacent open lot offers a canopy of mature and majestic shade trees. The included lot can remain undeveloped for your personal enjoyment. It is also zoned to allow for a single structure dwelling upto 1200 sqft, should you choose to expand your tiny empire. Current owners have enjoyed this little gem as their private weekend escape from the hustle and bustle. However, it also offers excellent income potential as a lucrative short-term rental with on-site, or private management options available. Situated on a combined .74 acre, these properties provide plenty of space to spread out. Whether you're looking to enjoy an evening with friends around the fire-pit, sharing a quiet lake sunset moment on the built-in swing for two, or hosting family gatherings on the wraparound deck. Inside, the home features vaulted ceilings and an open-concept design making the space feel bright and spacious despite its tiny footprint. The kitchen boasts a full stainless steel appliance package & dishwasher. Both the main bedroom and sleeping loft feature queen-size beds for comfortable accommodations. Located in the gated tiny-home community of The Retreat at Water’s Edge. Amenities include a 75-acre lake, hiking trails, kayak rentals and gathering pavilions—showcasing Tennessee mountain living at its best. Just 20 mins from multiple attractions; The Caverns, world renowned destination for live music and caving. Coalmont OHV Park, over 40 miles of off-road trails. Mountain Goat Trail, paved, multi-use path spanning nearly 14 miles from Tracy City to Suwanee. 45-mins to Chattanooga / 90-mins from Nashville.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2020
Materials
- Roof: Metal
- Construction materials: Fiber Cement
Type & Style
- Home type: MobileManufactured
- Architectural style: Contemporary
- Property subType: Manufactured On Land,Residential
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Dishwasher,Dryer,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
Basement
- Basement: None,Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Features
- Ceiling Fan(s),High Ceilings,Open Floorplan,High Speed Internet
- Flooring: Vinyl
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
- Finished area above ground: 420
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total structure area: 420
- Total interior livable area: 420 sqft
Property
Details
- Parcel number: 102J E 02100 000
- Special condition: Standard
Features
- Levels: One
- Stories: 2
- Patio & porch: Porch,Covered,Deck
- Has view: Yes
- View description: Lake,Water
- Has water view: Yes
- Water view: Lake,Water
- Topography of land: Level,Views
Lot
- Lot size: 0.74 Acres
- Features: Level,Views
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Lightning
- Earthquake
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,971 | $23,652 |
| Home Insurance | $213 | $2,556 |
| Property Taxes | $535 | $6,420 |
| Electricity | $175 | $2,103 |
| Total | $2,894 | $34,728 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-15 | Listed for sale | $389,900 |
| 2023-02-27 | Sold | $342,900 |
| 2023-02-14 | Pending sale | $349,900 |
| 2023-01-26 | Contingent | $349,900 |
| 2023-01-07 | Listed for sale | $349,900 |
| 2023-01-01 | Listing removed | -- |
| 2022-10-28 | Price change | $355,000 |
| 2022-09-30 | Listed for sale | $360,000 |
View on Zillow