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10122 KOSTER Street, Jacksonville, FL, 32256

5beds
4baths
4,225sqft
$1,300,000
$308price/sqft
$9,193/moest. monthly cost
$367,720/yrincome needed

About This Home

PRICE IMPROVEMENT!! Welcome to luxury living in the Edison community of eTown! This stunning 5-bedroom, 4-bath home offers modern design, exceptional upgrades, and an unbeatable location. Built just three years ago and nestled on a quiet cul-de-sac, this home features a desirable first-floor primary suite, guest suite, flex room, oversized laundry room, and a spacious 3-car garage. The gourmet kitchen is perfect for entertaining with quality finishes and a functional layout. The primary bedroom offers a large bay window, two large walk-in closets and a relaxing, spa-like bath. Upstairs has 3 bedrooms and a large flex room perfect for the kids. Enjoy Florida living from the covered porch with a retractable screen, ideal for relaxing year-round. Located in one of Jacksonville's premier communities, eTown offers resort-style amenities and convenient access to downtown, the beaches, Southpoint, shopping, dining, and major roadways.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
31
BikeSomewhat Bikeable

Schools

6/10
6/10

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Gas Water Heater,Ice Maker,Microwave,Refrigerator,Tankless Water Heater,Washer,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Butler Pantry,Ceiling Fan(s),Entrance Foyer,Guest Suite,His and Hers Closets,Kitchen Island,Pantry,Primary Bathroom -Tub with Separate Shower,Master Downstairs,Smart Home,Walk-In Closet(s)
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,225 sqft

Property

Details

  • Parcel number: 1677630885
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Rear Porch,Side Porch
  • Exterior features: Balcony

Lot

  • Lot size: 0.25 Acres
  • Features: Cul-De-Sac,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 3
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hurricane
Heat Wave
Lightning
Hail
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$805$9,660
Property Taxes $1,390$16,680
Electricity $425$5,102
Total$9,193$110,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$315,188/yr
40% on housing$275,790/yr
45% on housing$245,146/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 32256$176
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32256$229
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$1,290,000
2026-07-16Listed for sale$1,300,000
2025-04-30Sold$1,390,000
2024-11-16Listing removed$5,000
2024-11-14Listed for rent$5,000
2023-10-06Sold$1,342,054
2022-10-15Pending sale$1,342,054
2022-10-15Listed for sale$1,342,054

For Sale by Agent

AgentKATHRYN NICHOLS GUNTER
BrokerageFLUID REALTY, LLC.

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