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4648 FARMHOUSE GATE Trail, Jacksonville, FL, 32226

5beds
3baths
2,769sqft
$505,000
$182price/sqft
$3,799/moest. monthly cost
$151,960/yrincome needed

About This Home

Welcome to this beautiful 5-bedroom, 3-bath home built in 2022 and perfectly situated on a corner lot. The thoughtful floor plan offers the primary suite and an additional bedroom on the main level, ideal for guests or a home office. Upstairs features spacious secondary bedrooms, including 2 rooms with large walk-in closets. The light and airy open-concept living space features a large kitchen island overlooking the dining and family room—perfect for entertaining and everyday living. Enjoy the fully fenced backyard offering privacy and space to relax or play. A 3-car garage provides ample room for vehicles and storage. Conveniently located just minutes to Interstate 295 for easy commuting and a short drive for shopping, dinning, and running errands. This community also provides a kid park and a nature trail to a kayak launch on to Clapboard creek.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

5/10
4/10
Oceanway SchoolGrades 6-85.3 mi
2/10
First Coast High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 2022

Materials

  • Construction materials: Composition Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Oven,Gas Cooktop,Gas Water Heater,Microwave,Refrigerator,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Kitchen Island,Open Floorplan,Pantry,Primary Bathroom -Tub with Separate Shower,Master Downstairs,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,769 sqft

Property

Details

  • Parcel number: 1598560530
  • Attached to another structure: Yes

Features

  • Stories: 2
  • Patio & porch: Covered,Rear Porch
  • Fencing: Back Yard

Lot

  • Lot size: 8,276 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,553$30,636
Home Insurance *$325$3,900
Property Taxes $643$7,716
Electricity $278$3,343
Total$3,799$45,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,251/yr
40% on housing$113,970/yr
45% on housing$101,306/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 32226$241
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32226$190
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$505,000
2026-02-12Listed for sale$515,000
2022-04-29Sold$471,880
2022-03-09Pending sale$471,880

For Sale by Agent

AgentJENNIFER MARCUM
BrokerageROUND TABLE REALTY

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