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4137 SUNRISE COVE Way, Jacksonville, FL, 32250

5beds
5baths
3,448sqft
$1,940,000
$563price/sqft
$14,540/moest. monthly cost
$581,600/yrincome needed

About This Home

Experience luxury living in this thoughtfully designed custom home in the prestigious Cove @ Isle of Palms, offering direct water access and breathtaking views. This five-bedroom masterpiece features soaring vaulted ceilings and an open-concept kitchen with a butler's pantry, ensuring both style and functionality. The spacious living area flows seamlessly to an oversized deck with a custom summer kitchen, perfect for entertaining. The first-floor primary suite provides a private retreat, while a versatile office/guest room adds flexibility. Upstairs, an expansive loft and three en-suite bedrooms offer additional living space and privacy. With two covered porches and ample storage throughout, this home is designed for both elegance and convenience. A rare opportunity to enjoy waterfront luxury at its finest!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
32
BikeSomewhat Bikeable

Schools

6/10
5/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • New construction: Yes
  • Year built: 2024

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Double Oven,Dryer,Gas Range,Instant Hot Water,Microwave,Refrigerator,Tankless Water Heater,Washer,Washer/Dryer Stacked,Wine Cooler
  • Laundry features: Lower Level,Sink

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Butler Pantry,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,In-Law Floorplan,Kitchen Island,Open Floorplan,Pantry,Master Downstairs,Smart Thermostat,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,448 sqft

Property

Details

  • Parcel number: 1800151090

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch
  • Exterior features: Balcony,Boat Slip,Dock,Outdoor Kitchen
  • Has view: Yes
  • View description: Canal,Water
  • Has water view: Yes
  • Water view: Canal,Water
  • On waterfront: Yes
  • Waterfront features: Canal Front,Marsh,Navigable Water,Seawall

Lot

  • Lot size: 9,147 sqft
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,809$117,708
Home Insurance *$1,250$15,000
Property Taxes $3,135$37,620
Electricity $346$4,163
Total$14,540$174,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$498,514/yr
40% on housing$436,200/yr
45% on housing$387,733/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$563This listing

vs Other Active Listings

Avg $/sqft

ZIP 32250$424
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32250$391
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-13Price change$1,990,000
2026-01-05Price change$2,061,000
2025-11-20Price change$2,111,000
2025-09-17Price change$2,161,000
2025-05-15Price change$2,211,000
2025-03-03Listed for sale$2,311,000
2025-02-01Listing removed$2,350,000
2024-12-06Price change$2,350,000
2024-09-19Price change$2,450,000
2024-07-24Price change$2,500,000
2024-06-27Listed for sale$2,625,000

New Construction

AgentKIMBERLY SESSIONS
BrokerageKELLER WILLIAMS REALTY ATLANTIC PARTNERS

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