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7890 SW 129TH AVENUE, Cedar Key, FL, 32625

3beds
2baths
1,912sqft
$495,000
$259price/sqft
$3,531/moest. monthly cost
$141,240/yrincome needed

About This Home

Welcome to this nearly new 2023 block home located in a desirable homes-only, deed-restricted community in Cedar Key! Offering 3 bedrooms, 2 bathrooms, and 1,912 square feet of living space (3,088 total under roof), this home blends quality construction with thoughtful design and modern finishes. Step inside to an open-concept living, dining, and kitchen area featuring soaring 10’8” ceilings and durable luxury vinyl plank flooring throughout. The kitchen is designed for both function and style with white shaker cabinets, quartz countertops throughout, a spacious walk-in pantry with custom wood-stained shelving, and an impressive 8-foot island perfect for entertaining. The primary suite is a true retreat, complete with a tray ceiling, oversized walk-in closet, and a luxurious ensuite bath featuring an 8-foot vanity with a linen cabinet and a custom tile walk-in shower. The guest bathroom is equally well-appointed with a custom tile tub/shower combination. Additional interior features include a dedicated laundry room with tile floors, cabinetry, and built-in shelving for added convenience and storage. Enjoy outdoor living on the screened-in porch overlooking a huge fenced backyard—ideal for pets, gatherings, or future additions. The home also features elegant travertine steps and front porch, a carport, and a gravel driveway all tied in together with beautiful landscaping. A standout feature is the 12x16 detached shop, fully finished with drywall, LVP flooring, and air conditioning—perfect for a home office, gym, or hobby space. Located in Flood Zone X for added peace of mind, this property offers both comfort and convenience in a quiet Cedar Key setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Completed
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Freezer,Microwave,Range,Refrigerator,Touchless Faucet,Washer,Water Filtration System,Wine Refrigerator
  • Laundry features: Laundry Room

Bathroom2

  • Features: Tub With Shower,Linen Closet
  • Level: First
  • Area: 51
  • Dimensions: 8.5x6

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 153.6
  • Dimensions: 12x12.8

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 153.6
  • Dimensions: 12x12.8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: No Closet
  • Level: First
  • Area: 192
  • Dimensions: 12x16

Features

  • Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Stone Counters,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Luxury Vinyl

Great Room

  • Features: No Closet
  • Level: First
  • Area: 399.6
  • Dimensions: 22.2x18

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,088
  • Total interior livable area: 1,912 sqft

Kitchen

  • Features: Kitchen Island,Stone Counters,No Closet
  • Level: First
  • Area: 168
  • Dimensions: 10.5x16

Laundry

  • Features: No Closet
  • Level: First
  • Area: 56
  • Dimensions: 7x8

Primary Bathroom

  • Features: Exhaust Fan,Multiple Shower Heads,Shower No Tub,Stone Counters,Water Closet/Priv Toilet,No Closet
  • Level: First
  • Area: 108
  • Dimensions: 9x12

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 198.32
  • Dimensions: 13.4x14.8

Property

Details

  • Parcel number: 0903007613
  • Zoning: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch,Screened
  • Fencing: Board,Fenced,Wire,Wood
  • Has view: Yes
  • View description: Trees/Woods
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 1.44 Acres
  • Features: Cleared,Corner Lot,In County,Landscaped,Sloped

Parking

  • Total spaces: 2
  • Parking features: Covered,Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Hurricane
Cold Wave
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Levy County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$214$2,568
Property Taxes $618$7,416
Electricity $197$2,366
Total$3,531$42,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,062/yr
40% on housing$105,930/yr
45% on housing$94,160/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 32625$193
Levy County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 32625$301
Levy County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$485,000
2026-06-22Price change$495,000
2026-05-05Listed for sale$505,000
2021-10-19Sold$25,000
2005-09-16Sold$50,000

For Sale by Agent

AgentGena Bullard
BrokerageCMTG REAL ESTATE GROUP

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