49 Creekside Loop, Spruce Pine, NC, 28777
About This Home
Rare opportunity to own 3 lots totaling 5.47 acres in the Bear Den Campground community just off the Blue Ridge Parkway. This fully furnished mountain cabin features soaring vaulted ceilings, exposed timber beams, warm wood finishes, a full kitchen, spacious bathroom, and a covered porch overlooking a peaceful wooded setting. Surrounded by nature, the property offers an exceptional combination of privacy, mountain charm, and acreage rarely found in the community. Enjoy convenient access to the Blue Ridge Parkway, hiking trails, waterfalls, scenic overlooks, and countless outdoor recreation opportunities throughout Western North Carolina. Whether you're looking for a personal mountain retreat, seasonal getaway, or vacation rental opportunity, this property offers a unique chance to own your own slice of the Blue Ridge Mountains.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Foundation: Basement
- Roof: Metal
- Construction materials: Log,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Log Home
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Gas Range,Microwave,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- None
- Fireplace features: Free Standing,Propane
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 448
Heating & Cooling
- Heating features: Electric,Fireplace(s)
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 572
- Total interior livable area: 448 sqft
Property
Details
- Parcel number: 171900951702
Features
- Levels: One
- Stories: 1
- Exterior features: None
Lot
- Lot size: 5.47 Acres
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Cold Wave
- Hail
- Landslide
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in McDowell County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,365 | $16,380 |
| Home Insurance * | $100 | $1,200 |
| Property Taxes | $154 | $1,848 |
| Electricity | $200 | $2,405 |
| Total | $1,819 | $21,828 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-02 | Price change | $270,000 |
| 2026-06-09 | Listed for sale | $280,000 |
| 2024-04-17 | Sold | $250,000 |
| 2024-02-02 | Listed for sale | $265,000 |
| 2021-10-13 | Sold | $183,000 |
| 2021-09-01 | Contingent | $189,000 |
| 2021-05-20 | Listed for sale | $189,000 |
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