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181 State Highway 37b, Massena, NY, 13662

7beds
6baths
0sqft
$449,000
--price/sqft
$3,580/moest. monthly cost
$143,200/yrincome needed

About This Home

THIS HOME IS A REAL JAW DROPPER...With over 8400 square feet of amazing living space this property sits on 2 acres of land and offers 7 bedrooms with 4 full bathrooms and 2 half bathrooms. The gourmet kitchen is a cooks dream with a 14 foot island, Kraft-Maid soft close cabinets, Quartz countertops, 10 burner natural gas stove, refrigerator and also an industrial fridge and freezer along with a commercial undercounter dishwasher with a 80 second cycle for ultra fast washing. Off the kitchen there is a fantastic coffee bar/snack area which overlooks the enormous great room that offers dining and sitting space. Also on the first floor is the primary bedroom and bathroom, 2 half baths and the family room area with fireplace. There is a recreational area with pool table and the theater room which includes a 6 1/2 foot tall by 11 foot wide wall mounted screen with smart projector and reclining seating on a tiered platform for 9 viewers. The sunroom is also accessed from the pool table area which offers French doors for privacy and lots of natural lighting. The oversized gym and laundry area completes the main floor along with walk in closets in bedroom and mud room. Through the huge entry and large staircase you will enter the upstairs which offers an additional den, 6 bedrooms and 3 remodeled bathrooms. The flooring throughout the home is hardwood, tile and some laminate. The heating is natural gas and there is central air conditioning on the main floor with a large central air unit which is new along with three new mini-split units, two in the kitchen and one in the gym. Additional updates include windows, siding, doors and roof all within the last 5 years. The amenities this home offers is endless and must be seen to be believed. Truly an exceptional home! Please qualified customers only!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

7/10
5/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1950

Materials

  • Foundation: Basement
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Clothes Dryer-Elec,Clothes washer,Dishwasher,Double Oven-Gas,Refrigerator,Stove-Gas
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Features

  • Built-in Features,Kitchen isle,Modern kitchen,Natural Woodwork,Open Floorplan,Pantry,Walk-In Closet(s),Wall to wall closets,Entrance Foyer
  • Window features: Insulated Windows
  • Flooring: Ceramic Tile,Hardwood,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Hot Water,Wall Furnace
  • Cooling features: Central Air,Wall/Window Unit(s)

Interior Area

  • Total structure area: 8,694

Property

Details

  • Parcel number: 9.064115.111
  • Zoning description: Residential

Features

  • Stories: 2
  • Exterior features: Lighting

Lot

  • Lot size: 2 Acres
  • Features: Level,Oversized
  • Lot size dimensions: 2 acres

Parking

  • Total spaces: 3
  • Parking features: 3 car garage,3 or more parking spaces,Detached garage,Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$342$4,104
Property Taxes $722$8,664
Electricity $246$2,954
Total$3,580$42,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,742/yr
40% on housing$107,400/yr
45% on housing$95,466/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 13662$98
St. Lawrence County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 13662$90
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-03Price change$479,000
2026-01-07Price change$499,000
2025-11-24Price change$599,000
2025-09-02Price change$649,000
2025-06-04Listed for sale$699,000

For Sale by Agent

AgentLucille Kassian
BrokerageKassian Real Estate, LLC

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