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544 NE 5th St, Florida City, FL, 33034

2beds
3baths
1,208sqft
$282,000
$233price/sqft
$1,929/moest. monthly cost
$77,160/yrincome needed

About This Home

Beautiful 2-story townhome built in 2020 featuring 2 bedrooms / 2.5 baths, small fenced patio & 2 assigned parking spaces. Located in the desirable Keys Pointe community with resort-style amenities clubhouse, Olympic-size pool, gym, basketball & playground. Low HOA ($105/mo). Currently rented month-to-month at $2,400 per month = 6% cap rate for cash investors. FHA approved (fee-simple townhome) with no rental restrictions ideal for first-time buyers or investors, including international buyers. Close to the Florida Keys and major highways. Excellent income potential and location!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

3/10
5/10
Homestead Middle SchoolGrades 6-81.8 mi

Construction

Condition

  • Year built: 2020

Materials

  • Construction materials: CBS Construction

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,208
  • Total interior livable area: 1,208 sqft

Property

Details

  • Parcel number: 1679190302290
  • Attached to another structure: Yes

Features

  • Pool features: Association
  • Patio & porch: Patio
  • Exterior features: None
  • Fencing: Fenced
  • Has view: Yes
  • View description: None

Parking

  • Parking features: 2 Or More Spaces,Assigned,Guest

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,425$17,100
Home Insurance *$99$1,188
Property Taxes $208$2,496
Electricity $197$2,366
Total$1,929$23,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,137/yr
40% on housing$57,870/yr
45% on housing$51,440/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 33034$205
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33034$273
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-19Price change$282,000
2025-11-06Listed for sale$300,000
2025-09-24Listing removed$307,000
2025-07-09Price change$307,000
2025-06-30Listed for sale$309,900
2025-05-27Listing removed$309,900
2025-04-17Price change$309,900
2025-04-01Price change$315,000
2025-03-15Price change$319,900
2025-02-26Price change$324,900
2025-02-20Listed for sale$329,900
2024-11-26Listing removed$329,900
2024-11-26Price change$329,900
2024-10-16Price change$330,000
2024-09-24Listed for sale$333,000
2024-08-04Listing removed$333,000
2024-07-27Price change$334,400
2024-06-11Price change$334,900
2024-05-30Listed for sale$344,990
2023-07-04Listing removed--
2023-07-03Listed for sale$350,000
2023-06-06Listing removed--
2023-05-24Listed for sale$350,000
2023-04-21Listing removed--
2023-04-12Listed for sale$339,900
2021-06-30Sold$261,390

For Sale by Agent

AgentGabriella Pimienta
BrokeragePimienta Realty LLC

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