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23074 SW 128th Pl, Miami, FL, 33170

5beds
4baths
1,812sqft
$500,000
$276price/sqft
$3,054/moest. monthly cost
$122,160/yrincome needed

About This Home

Added efficiency and income potential define this beautiful 2023-built property with modern finishes and quality construction. The main home offers 3 bedrooms and 2 bathrooms, plus a converted 2-car garage now functioning as a fully equipped 2 bed / 1 bath apartment with its own kitchen. Ideal as a 5 bed / 3 bath residence or as an income-producing duplex. Perfect for large families or buyers looking to offset their mortgage with rental income. Conveniently located just one turn off US-1, providing easy access for commuting—approximately 45 minutes to Downtown Miami, 50 minutes to South Beach, and 30 minutes to the airport. A rare opportunity combining flexibility, location, and income potential.

Getting Around

25
WalkingCar-Dependent
13
TransitMinimal Transit
44
BikeSomewhat Bikeable

Schools

6/10
5/10
Cutler Bay MiddleGrades 6-83.4 mi

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: CBS Construction

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Electric Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Tile
  • Common walls with other units/homes: Corner Unit

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,272
  • Total interior livable area: 1,812 sqft

Property

Details

  • Parcel number: 3069140213130

Features

  • Entry location: First Floor Entry
  • Pool features: Association
  • Patio & porch: Deck
  • Fencing: Fenced,Privacy
  • Has view: Yes
  • View description: None

Parking

  • Parking features: 2 Or More Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Heat Wave
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$132$1,584
Property Taxes $197$2,364
Electricity $197$2,366
Total$3,054$36,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,708/yr
40% on housing$91,620/yr
45% on housing$81,440/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 33170$370
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33170$360
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$500,000
2026-03-26Listed for sale$510,000
2024-03-19Listing removed--
2024-02-29Listed for rent$3,300
2024-02-27Listing removed--
2024-02-23Price change$3,000
2024-02-21Listed for rent$3,200
2023-12-05Listing removed--
2023-12-04Listed for rent$3,600
2023-12-03Listing removed--
2023-11-27Price change$3,450
2023-11-21Sold$503,700
2023-11-03Listed for rent$3,600

For Sale by Agent

AgentNicholas Peralta
BrokerageReal Broker LLC

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