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23021 SW 128th Pl, Miami, FL, 33170

4beds
3baths
1,820sqft
$539,980
$297price/sqft
$3,227/moest. monthly cost
$129,080/yrincome needed

About This Home

Beautiful newer construction townhome located in the desirable Siena Reserve community. This spacious 4 bedroom, 2.5 bathroom, 1 car garage home offers an open concept layout with modern finishes, white kitchen cabinetry, stainless steel appliances, quartz countertops, and abundant natural light throughout. The first floor features spacious living, family room, and dining areas perfect for entertaining, while the upstairs offers comfortable bedrooms and functional space for the entire family. Enjoy a private fenced backyard, low HOA, and a convenient location near major highways, schools, shopping, dining, and parks. Move in ready and competitively priced.

Getting Around

26
WalkingCar-Dependent
13
TransitMinimal Transit
44
BikeSomewhat Bikeable

Schools

6/10
5/10
Cutler Bay MiddleGrades 6-83.4 mi

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: Concrete Block Construction,CBS Construction

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Pantry,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: High Impact Doors
  • Window features: High Impact Windows
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,090
  • Total interior livable area: 1,820 sqft

Property

Details

  • Parcel number: 3069140213380
  • Attached to another structure: Yes

Features

  • Entry location: First Floor Entry
  • Pool features: Association
  • Exterior features: Other
  • Has view: Yes
  • View description: Garden

Parking

  • Total spaces: 1
  • Parking features: 2 Or More Spaces,Covered,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Heat Wave
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$142$1,704
Property Taxes $158$1,896
Electricity $197$2,366
Total$3,227$38,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,640/yr
40% on housing$96,810/yr
45% on housing$86,053/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 33170$370
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33170$360
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-23Listed for sale$539,980
2026-05-08Listing removed$565,000
2026-01-13Listed for sale$565,000
2023-12-26Sold$500,000

For Sale by Agent

AgentAnet Ortiz
BrokerageModern World Realty

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