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5285 White Oak Rd, Duff, TN, 37729

2beds
1baths
784sqft
$52,000
$66price/sqft
$530/moest. monthly cost
$21,200/yrincome needed

About This Home

1993 mobile home on 0.43 of an acre per Campbell county TN tax records. City water, septic, Lafollette utilities (TVA) electric. Very nice front porch, home in good condition, metal roof, close to ATV trails. This home would make a great full-time residence, rental or vacation spot. Feel free to reach out and schedule a tour!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

5/10
3/10
Jellico High SchoolGrades 9-126.2 mi

Construction

Condition

  • Year built: 1993

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate,Carpet
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 784
  • Total interior livable area: 784 sqft

Property

Details

  • Parcel number: 023 064.01

Lot

  • Lot size: 0.43 Acres
  • Features: Level,Rolling Slope

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Landslide
Wildfire

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $262$3,144
Home Insurance $45$540
Property Taxes $48$576
Electricity $175$2,103
Total$530$6,360

Income You'd Need if You Spent...

35% on housing$18,171/yr
40% on housing$15,900/yr
45% on housing$14,133/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$66This listing

vs Other Active Listings

Avg $/sqft

ZIP 37729$30
Campbell County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 37729$73
Campbell County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$52,000
2026-08-04Listed for sale$52,000
2026-08-01Listing removed$52,000
2026-06-03Listed for sale$52,000
2026-04-16Pending sale$52,000
2026-04-12Listed for sale$52,000

For Sale by Agent

AgentMegan Stanaford
BrokerageBlack Diamond Realty

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