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2708 Lagoon Manor Dr, Panama City Beach, FL, 32408

4beds
3baths
1,778sqft
$530,000
$298price/sqft
$4,190/moest. monthly cost
$167,600/yrincome needed

About This Home

Come and see this 4BD (tax record is incorrect showing 3BD) 2.5BA New Orleans inspired home in this unique subdivision of Lagoon Manor of only 12 homes located next to Signal Hills Golf Course. This home is being sold fully furnished and blends modern luxury with coastal charm. Inside you'll find lots of natural light, a spacious dining area that comfortably seats 10 while the kitchen is well appointed with white cabinetry, stainless steel appliances, granite countertops and a farm style sink making meals a breeze. Enjoy the private balcony off the primary bedroom with your morning coffee or a cool drink in the afternoon after a day at the beach or enjoy the backyard views of the golf course. Additional features of the home include a galvanized steel metal roof, linen closet/storage, 10ft ceilings, LVP flooring and more! This home is turnkey ready as an income producing investment property (SLEEPS 8), a great vacation getaway or full-time residence just a few minutes from the beautiful sugary white sand beaches in addition to family-friendly fun, shopping and nightlife entertainment in the heart of Panama City Beach.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

7/10
Breakfast Point AcademyGrades PK-81.9 mi
4/10
J.R. Arnold High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range

Bedroom

  • Level: Second
  • Dimensions: 10 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: First
  • Dimensions: 10 x 18

Features

  • Balcony,Double Vanity,Interior Steps,Smart Home,Upper Level Primary
  • Window features: Double Pane Windows

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,778
  • Total interior livable area: 1,778 sqft

Kitchen

  • Level: First
  • Dimensions: 11 x 7

Master Bedroom

  • Level: Second
  • Dimensions: 11 x 17

Property

Details

  • Parcel number: 30473500020
  • Zoning description: Resid Single Family
  • Special condition: Listed As-Is

Features

  • Patio & porch: Balcony,Covered,Porch

Lot

  • Lot size: 3,049 sqft
  • Features: Paved
  • Lot size dimensions: 27 x 44

Parking

  • Total spaces: 1
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$729$8,748
Property Taxes $585$7,020
Electricity $197$2,366
Total$4,190$50,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,657/yr
40% on housing$125,700/yr
45% on housing$111,733/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 32408$233
Bay County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 32408$299
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$530,000
2026-06-15Listed for sale$539,000
2026-03-11Listing removed$548,900
2025-06-11Listed for sale$548,900
2025-05-03Listing removed$522,900
2025-02-12Price change$522,900
2024-12-10Price change$548,900
2024-09-21Listed for sale$565,000
2023-09-28Sold$501,517
2022-11-28Pending sale$499,917
2022-11-15Price change$499,917
2022-03-22Pending sale$471,517
2021-12-10Sold$77,700

For Sale by Agent

AgentLynn Patacca
BrokerageBeach Haven Realty

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