13656 Front Beach Rd, Panama City Beach, FL, 32413
About This Home
Live the Margaritaville lifestyle and enjoy the amazing views from all 3 levels of this 6 bedroom plus bunks, 6 and ½ bath home. This home has the only in-ground pool/sauna, on the North side and has that ''little extra'' that makes a vacation unforgettable. You can also relax in the huge resort pool, take a trip around the 425 ft long lazy river, or walk mere minutes to the emerald green waters of the Gulf of America. The Daydreamin' floorplan features 3,223 SqFt of heated/cooled space perfectly designed to fit your every need. Come on over to Margaritaville Cottages and enjoy living the Parrot Head life, filled with music and fun to enhance vacationing for all ages!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Roof: Metal
- Construction materials: HardiPlank Type
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Bar Fridge,ENERGY STAR Qualified Appliances,Electric Oven,Gas Cooktop,Ice Maker
Bedroom
- Level: First
- Dimensions: 15.25 x 13.25
Bedroom
- Level: Second
- Dimensions: 15.8 x 11.4
Bedroom
- Level: Second
- Dimensions: 14.8 x 11.4
Bedroom
- Level: Third
- Dimensions: 11.1 x 14.8
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Bonus Room
- Level: Third
- Dimensions: 10.8 x 46.9
Features
- Window features: Double Pane Windows
Great Room
- Level: First
- Dimensions: 15.5 x 23
Heating & Cooling
- Heating features: Central,ENERGY STAR Qualified Equipment
- Cooling features: Central Air,ENERGY STAR Qualified Equipment
Interior Area
- Total structure area: 3,199
- Total interior livable area: 3,199 sqft
Kitchen
- Level: First
- Dimensions: 10.5 x 13.25
Master Bedroom
- Level: Second
- Dimensions: 12.5 x 13.5
Property
Details
- Parcel number: 34764150050
Features
- Levels: Three Or More
- Stories: 3
- Pool features: Community
- Patio & porch: Balcony,Deck,Covered,Patio
- Exterior features: Covered Patio,Deck
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- On waterfront: Yes
Lot
- Lot size: 2,613 sqft
- Features: Sprinkler System,Paved
- Lot size dimensions: 32 x 81
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,087 | $121,044 |
| Home Insurance * | $2,338 | $28,056 |
| Property Taxes | $1,899 | $22,788 |
| Electricity | $321 | $3,863 |
| Total | $14,645 | $175,740 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-08-14 | Listed for sale | $1,995,000 |
| 2023-04-28 | Sold | $1,875,000 |
| 2023-02-01 | Pending sale | $1,875,000 |
View on Zillow