19914 Front Beach Rd, Panama City Beach, FL, 32413
About This Home
This West End Front Beach Road home delivers the kind of coastal lifestyle buyers are searching for--without the renovation projects, furnishing delays, or ''we'll update it later'' expenses that often come with beach properties. Recently repositioned with over $275K in total price adjustments, this fully furnished 5-bedroom, 4.5-bath residence offers an exceptional opportunity to step directly into a turnkey luxury beach home with immediate enjoyment and strong rental appeal. The thoughtfully designed floorplan features three spacious primary suites, including one on the first floor and two upstairs, creating ideal flexibility for owners, guests, and vacation rental use. Outside, the private heated pool, resort-style patio spaces, balcony Gulf views, and premium outdoor furnishings create a true coastal retreat atmosphere. Modern smart-home features--including app-controlled pool systems, lighting, thermostats, locks, and sprinkler system--allow seamless remote management whether you're home or away. Combined with meticulous maintenance, curated interiors, and extensive recent upgrades, this property stands out as a rare move-in-ready opportunity on one of Panama City Beach's most desirable stretches of Front Beach Road.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Type & Style
- Home type: SingleFamily
- Architectural style: Coastal
- Property subType: Single Family Residence
Interior
Bedroom
- Level: Second
- Dimensions: 13 x 15
Bedroom
- Level: Second
- Dimensions: 13 x 15
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Interior Area
- Total structure area: 2,800
- Total interior livable area: 2,800 sqft
Kitchen
- Level: First
- Dimensions: 18 x 10
Master Bedroom
- Level: Second
- Dimensions: 14 x 18
Master Bedroom
- Level: First
- Dimensions: 13 x 15
Property
Details
- Parcel number: 37887040000
Features
- Private pool: Yes
- Pool features: Private
Lot
- Lot size: 2,613 sqft
- Lot size dimensions: 26 x 93
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,216 | $98,592 |
| Home Insurance * | $1,904 | $22,848 |
| Property Taxes | $1,776 | $21,312 |
| Electricity | $281 | $3,381 |
| Total | $12,177 | $146,124 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $1,624,900 |
| 2026-03-18 | Price change | $1,649,000 |
| 2026-03-10 | Price change | $1,699,999 |
| 2026-02-27 | Price change | $1,699,000 |
| 2026-02-09 | Price change | $1,795,000 |
| 2026-01-23 | Price change | $1,850,000 |
| 2025-09-09 | Listed for sale | $1,875,000 |
| 2025-09-01 | Listing removed | $1,875,000 |
| 2025-01-30 | Price change | $1,875,000 |
| 2025-01-02 | Listed for sale | $1,999,000 |
| 2024-12-06 | Listing removed | $1,999,000 |
| 2024-11-12 | Listed for sale | $1,999,000 |
| 2023-08-07 | Sold | $1,725,000 |
| 2023-07-06 | Pending sale | $1,725,000 |
| 2023-06-19 | Listed for sale | $1,725,000 |
| 2023-06-12 | Listing removed | -- |
| 2023-05-18 | Price change | $2,025,000 |
| 2023-05-09 | Listed for sale | $2,100,000 |
| 2023-04-17 | Sold | $1,645,000 |
| 2023-03-02 | Pending sale | $1,697,000 |
| 2022-11-13 | Price change | $1,697,000 |
| 2022-09-21 | Price change | $1,797,000 |
| 2022-05-26 | Listed for sale | $1,950,000 |
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