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8009 20th Pl W, Bradenton, FL, 34209

4beds
4baths
2,461sqft
$1,219,900
$496price/sqft
$8,459/moest. monthly cost
$338,360/yrincome needed

About This Home

Pre-Construction. To be built. AWARD-WINNING COASTAL MASTERPIECE | Palma Sola Bay Views | No CDD Fee | Out of Flood Plain **RARE GATED BAYFRONT LIVING – Secure your dream home in Palma Sola Grande, an exclusive 16-home enclave overlooking Palma Sola Bay in West Bradenton. This is THE KEY MODEL – a Parade of Homes Community Award Winner that sold out as the model home! 4 BD | 3.5 BA | Single-Story Coastal Contemporary | Pre-Construction **ARCHITECTURAL HIGHLIGHTS: Vaulted ceilings crown the great room, ALL four-bedroom suites, AND the private office – creating an expansive, light-filled sanctuary throughout. Soaring windows flood every room with natural light and coastal breezes. **CHEF'S DREAM KITCHEN: High-end stainless-steel appliances | Stunning quartz countertops | Open-concept design flows seamlessly into great room – built for entertaining **PRIMARY RETREAT: TWO oversized walk-in closets | Spa-inspired ensuite with freestanding soaking tub | Frameless glass walk-in shower | Sleek contemporary finishes **RESORT-STYLE OUTDOOR OASIS: Custom heated saltwater pool & spa | Complete outdoor kitchen | Lush tropical landscaping (front & fenced rear) | Your private paradise awaits ***PREMIUM FEATURES: Oversized 2-car garage ? Metal roof system (durability & energy efficiency) Hurricane impact-resistant windows & doors throughout Low-maintenance tropical landscaping **UNBEATABLE LOCATION: Minutes to Gulf Beaches & Anna Maria Island | IMG Academy & Golf Course | Robinson Preserve (682-acre nature paradise – walk or bike!) | Historic DeSoto National Park | Downtown Bradenton & St. Pete | Sarasota's arts & dining scene | Nearby marinas for your boat | Shopping, dining & medical facilities **THIS IS FLORIDA LIVING AT ITS FINEST – Bayfront views, award-winning design, resort amenities, and endless recreation at your doorstep. **This Community is selling fast! Price excludes lot premium and custom pool package. **Photos show the completed SOLD model. Schedule your private tour NOW before this exclusive community sells out!

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
47
BikeSomewhat Bikeable

Schools

5/10
4/10
3/10
Manatee High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Pre-Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block,HardiPlank Type

Other

  • Builder model: Key

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Refrigerator,Washer,Wine Refrigerator
  • Laundry features: Inside

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 99
  • Dimensions: 11x9

Bedroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 11x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Elevator,High Ceilings,Open Floorplan,Solid Surface Counters,Solid Wood Cabinets,Thermostat,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Outdoor Shower,Sliding Doors
  • Flooring: Engineered Hardwood,Porcelain Tile,Tile
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,811
  • Total interior livable area: 2,461 sqft

Kitchen

  • Level: First
  • Area: 198
  • Dimensions: 11x18

Living Room

  • Level: First
  • Area: 374
  • Dimensions: 17x22

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 252
  • Dimensions: 18x14

Property

Details

  • Parcel number: 3909402109
  • Zoning: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Fiber Optic Lighting,Gunite,Heated,In Ground,Salt Water
  • Exterior features: Outdoor Shower,Storage
  • Has spa: Yes
  • Spa features: Heated,In Ground
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 8,835 sqft
  • Features: Cul-De-Sac,Near Marina

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Manatee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,168$74,016
Home Insurance *$445$5,340
Property Taxes $1,599$19,188
Electricity $247$2,972
Total$8,459$101,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$290,022/yr
40% on housing$253,770/yr
45% on housing$225,573/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$496This listing

vs Other Active Listings

Avg $/sqft

ZIP 34209$255
Manatee County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 34209$270
Manatee County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-20Listed for sale$1,219,900
2024-12-11Listing removed$915,000
2024-01-22Listed for sale$915,000

New Construction

AgentChad Fonder
BrokerageCOLDWELL BANKER REALTY

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