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61112 Ferguson Rd, Bend, OR, 97702

5beds
6baths
3,711sqft
$1,449,000
$390price/sqft
$10,002/moest. monthly cost
$400,080/yrincome needed

About This Home

Offering space, income, and development opportunity.The 3,711 sq ft single-level home features 5 bedrooms, 5.5 bathrooms, and a 3-car garage, with a flexible layout designed for modern living. Multiple on-suite bedrooms make it ideal for multi-generational living, including one with a private entrance currently operating as a successful short-term rental, generating approximately $22,000 annually from the suite alone (4.89 rating on AirBNB). The home has a full Type 2 license but at present only the attached suite is used regularly. Seller will cooperate with buyer getting their license transferred. For investors and builders, the property presents a unique opportunity with the potential to add up to 5 additional dwellings (verified by City), making this a standout option for future development, or a multi generational family setup. Swim spa included

Getting Around

0
WalkingCar-Dependent
17
TransitMinimal Transit
29
BikeSomewhat Bikeable

Schools

6/10
5/10
4/10
Caldera High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Concrete,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6

Features

  • Smart Lock(s),Double Vanity,Fiberglass Stall Shower,In-Law Floorplan,Kitchen Island,Laminate Counters,Linen Closet,Open Floorplan,Pantry,Primary Downstairs,Shower/Tub Combo,Soaking Tub,Vaulted Ceiling(s),Walk-In Closet(s),Wired for Data
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Carpet,Vinyl
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,711
  • Total interior livable area: 3,711 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 112013
  • Zoning description: RS
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Covered,Patio
  • Spa features: Spa/Hot Tub
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 1.63 Acres
  • Features: Level,Sprinkler Timer(s),Sprinklers In Rear

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Attached,Driveway,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather

FEMA Declared Disasters in Deschutes County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,326$87,912
Home Insurance *$281$3,372
Property Taxes $2,059$24,708
Electricity $336$4,041
Total$10,002$120,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$342,925/yr
40% on housing$300,060/yr
45% on housing$266,720/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$390This listing

vs Other Active Listings

Avg $/sqft

ZIP 97702$420
Deschutes County$360

vs Homes Sold Last Month

Median $/sqft

ZIP 97702$357
Deschutes County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$1,549,000
2020-10-23Sold$320,000

For Sale by Agent

AgentEd King
BrokerageKeller Williams Realty Central Oregon

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