3173 Stephens Ave, Ogden, UT, 84401
About This Home
Owner-Occupied Buyers can use 75% of rental income to qualify for loan qualification. Investors total rents could come up to $2250/month. Current tenants have been long time tenants and have been very happy here. Open to talking about creative financing ($158k Mortgage balance @ 4.8% interest)
Getting Around
Somewhat Walkable
Some Transit
BikeableSchools
Construction
Condition
- Property condition: Blt./Standing
- Year built: 1923
Materials
- Roof: Asphalt
- Construction materials: Clapboard
Notable Dates
- Major remodel year: 2010
Type & Style
- Home type: MultiFamily
- Architectural style: Up And Down
- Property subType: Duplex
Interior
Appliances
- Laundry features: Electric Dryer Hookup
Basement
- Has basement: Yes
- Basement: Basement Entrance
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
Features
- Basement Apartment
- Window features: Blinds,Full
- Flooring: Carpet,Laminate,Tile
Heating
- Heating features: Electric,Forced Air,Central
Interior Area
- Total structure area: 1,488
- Total interior livable area: 1,488 sqft
Property
Details
- Parcel number: 040460050
- Attached to another structure: Yes
- Zoning description: Multi-Family
Features
- Patio & porch: Covered,Porch,Covered Patio,Open Porch
- Fencing: Full
- Has view: Yes
- View description: Mountain(s)
- Residential vegetation: Landscaping: Full,Mature Trees
Lot
- Lot size: 7,840 sqft
- Features: Curb & Gutter
- Lot size dimensions: 0.0 x 0.0 x 0.0
Parking
- Total spaces: 3
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Utah Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,567 | $18,804 |
| Home Insurance | $60 | $720 |
| Property Taxes | $362 | $4,344 |
| Electricity | $169 | $2,039 |
| Total | $2,158 | $25,896 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-16 | Price change | $330,000 |
| 2021-05-04 | Pending sale | $250,000 |
| 2021-05-03 | Listing removed | $250,000 |
| 2021-03-22 | Pending sale | $250,000 |
| 2021-03-16 | Listed for sale | $250,000 |
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