See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5683 Sunstone Place #102, Ferndale, WA, 98248

3beds
3baths
1,360sqft
$445,000
$327price/sqft
$2,734/moest. monthly cost
$109,360/yrincome needed

About This Home

Beautifully appointed three-bedroom condominium offering modern comfort, thoughtful upgrades, and exceptional convenience. This home welcomes you with a charming front porch and opens into a bright interior featuring 9-foot ceilings and a spacious, flowing layout. The open-concept living and dining areas connect seamlessly to a well-equipped kitchen complete with stainless steel appliances, creating the ideal space for both everyday living and entertaining. Designed with comfort and efficiency in mind, the home includes a mini-split heat pump providing both heating and air conditioning, along with smart switches for modern ease and convenience. The primary suite feels like a private retreat, highlighted by a stunning floor-to-ceiling tiled shower and generous space to unwind. Two additional bedrooms offer flexibility for guests, a home office, or hobbies. Set within a community that offers ample parking and welcoming green space, this location provides quick access to downtown amenities and I-5 for an easy commute. Stylish finishes, smart upgrades, and low-maintenance living combine to make this condo an exceptional opportunity.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
5/10
Horizon Middle SchoolGrades 6-81.3 mi
5/10
Ferndale High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Composition
  • Construction materials: Cement/Concrete

Type & Style

  • Home type: Condo
  • Architectural style: Condo (2 Levels)
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,See Remarks,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s)

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Second

Entry Hall

  • Level: Main

Features

  • Flooring: Engineered Hardwood,Vinyl Plank,Carpet

Heating & Cooling

  • Heating features: Heat Pump,Electric,Natural Gas
  • Cooling features: Ductless,Heat Pump

Interior Area

  • Total structure area: 1,360
  • Total interior livable area: 1,360 sqft

Kitchen With Eating Space

  • Level: Second

Living Room

  • Level: Second

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 390230214525
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main

Lot

  • Lot size: 3,005 sqft

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Ice Storm
Cold Wave
Volcanic Activity
Winter Weather

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$81$972
Property Taxes $254$3,048
Electricity $149$1,793
Total$2,734$32,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,737/yr
40% on housing$82,020/yr
45% on housing$72,906/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$327This listing

vs Other Active Listings

Avg $/sqft

ZIP 98248$517
Whatcom County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 98248$325
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$445,000
2026-03-10Price change$449,000
2026-02-17Listed for sale$465,000
2023-04-27Sold$440,000
2023-03-23Pending sale$440,000
2023-03-13Listed for sale$440,000
2023-02-04Pending sale$440,000
2023-01-25Listed for sale$440,000

For Sale by Agent

AgentRamona Green
BrokerageWindermere RE Whatcom, Inc.

Similar Homes