




9045 Prossick Rd, Lodi, NY, 14860
About This Home
Seneca Lake views and private lake access are yours with this custom two story chalet inspired home. Backed by acres of vineyards overlooking the lake, the home is just down from Rt. 414, in a private subdivision off of Rhodes Rd. The neighborhood is comprised of mostly 2-10 acre wooded parcels, with homes enjoying stunning views and privacy. This chic home, built in 2019 is a custom cottage with all the bells and whistles. Filled with light from the well placed windows, it begins with a main level master and bath/laundry suite, fully equipped kitchen, and living room with propane heating stove on the main floor, all wrapped in warm wood finishes including long-lasting hickory floors. The second level with lake facing dormer windows includes a bedroom, bath, and living room to accommodate guests or family. Plenty of private spaces even with the open floor plan below. The lower level, constructed with Superior insulated concrete walls and exterior Bilco access, offers excellent potential for future finished space while currently serving as a functional studio and storage area. Heat is supplemented by electric baseboards in the basement and master bedroom/bath, but the owner enjoys heating the entire home with the propane stove in the living room. On the deck, the perfect wind-down opportunity - a new 2025 hot tub for two, with room for your wine service! What truly sets this property apart is the included ~25 feet of lake frontage, which is just a short distance away via Andrea Drive, including a brand-new Trex dock. Whether arriving by boat or taking the scenic newly constructed stairs (2025) down, this dedicated access point provides everything you need to fully embrace lake life—without the burden of high waterfront taxes. Shared road maintenance is an easy $250 per year. There is only one property like this - don't hesitate to seize the moment!
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 2018
Materials
- Construction materials: Foam Insulation,Stucco,ICFs (Insulated Concrete Forms)
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Exhaust Fan,Gas Oven,Gas Range,Propane Water Heater,Refrigerator,Range Hood,Washer
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Kitchen/Family Room Combo
- Flooring: Ceramic Tile,Hardwood,Varies
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Propane
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,400
- Total interior livable area: 1,400 sqft
Property
Details
- Parcel number: 45268901100000010073010000
- Special condition: Standard
Features
- Exterior features: Gravel Driveway,Propane Tank - Leased
- On waterfront: Yes
- Waterfront features: Deeded Access,Dock Access,Lake
- Waterbody name: Seneca Lake
- Frontage length: 24
Lot
- Lot size: 2.63 Acres
- Features: Rectangular,Rectangular Lot,Secluded
- Lot size dimensions: 267 x 428
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Seneca County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,654 | $31,848 |
| Home Insurance * | $54 | $648 |
| Property Taxes | $826 | $9,912 |
| Electricity | $246 | $2,954 |
| Total | $3,780 | $45,360 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-02 | Listed for sale | $600,000 |
| 2006-06-13 | Sold | $99,900 |
For Sale by Agent
