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9596 W Creek Rd, Richford, NY, 13835

5beds
3baths
4,968sqft
$340,000
$68price/sqft
$3,279/moest. monthly cost
$131,160/yrincome needed

About This Home

Perched on a hill and tucked into nearly 7 private wooded acres, this custom-built 2021 home offers the kind of peace and privacy that’s hard to find—without sacrificing comfort or convenience. With over 4,000 square feet of living space and radiant heat throughout, this 5-bedroom, 3-bath home was designed with intention, elegance, and practicality. Step inside and you’re welcomed by soaring cathedral ceilings, exposed wood beams, and handcrafted railings that bring warmth and character to the space. It feels open, impressive, and inviting. The kitchen has a large island and an abundance of cabinets, dining area, and vast family room flow naturally together. From the dining area, step out onto the spacious back deck and take in the sweeping hilltop views. The main floor offers true single-level living with a generous primary suite featuring a huge spa-like bath with a soaking tub and tiled shower. Two additional bedrooms, a full bath, laundry room, and mudroom add convenience and storage. Upstairs, you’ll find two additional bedrooms and another full bath. The fully finished walk-out basement expands the living space even more, with high wood lined ceilings and endless flexibility. Enjoy movie nights in the private theater with projector and tiered seating, set up a home office, work out in the custom gym, or relax in the rec room. Bluetooth connected audio (Google Home) features are in place. There is something for everyone to enjoy and appreciate! Located just a short drive to Ithaca, Dryden, Berkshire, and Newark Valley, this home offers a rare balance of privacy and accessibility and is in the Newark Valley School District.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10
1/10
Nathan T Hall SchoolGrades PK-39.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Foundation: Poured
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Exhaust Fan,Gas Oven,Gas Range,Propane Water Heater,Refrigerator,Range Hood,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Cathedral Ceiling(s),Entrance Foyer,Eat-in Kitchen,Kitchen/Family Room Combo,Quartz Counters,Natural Woodwork,Bedroom on Main Level
  • Flooring: Ceramic Tile,Laminate,Varies

Heating

  • Heating features: Propane,Radiant Floor,Radiant

Interior Area

  • Total structure area: 4,968
  • Total interior livable area: 4,968 sqft

Property

Details

  • Parcel number: 49320001000000010200020000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Deck,Gravel Driveway,Private Yard,See Remarks,Propane Tank - Owned

Lot

  • Lot size: 6.99 Acres
  • Features: Rectangular,Rectangular Lot,Wooded
  • Lot size dimensions: 666 x 632

Parking

  • Parking features: No Garage,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Tioga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$156$1,872
Property Taxes $583$6,996
Electricity $821$9,852
Total$3,279$39,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,422/yr
40% on housing$98,370/yr
45% on housing$87,440/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.6%
2.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$68This listing

vs Other Active Listings

Avg $/sqft

ZIP 13835$185
Tioga County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 13835$163
Tioga County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$340,000
2026-06-18Price change$350,000
2026-06-04Listed for sale$360,000
2026-06-03Listing removed$370,000
2026-05-19Listed for sale$370,000
2026-05-08Listing removed$375,000
2026-05-01Listed for sale$375,000
2026-04-24Contingent$375,000
2026-04-13Price change$375,000
2026-03-31Price change$384,000
2026-03-02Listed for sale$399,000
2026-02-05Listing removed$425,000
2026-01-05Pending sale$425,000
2025-10-31Price change$425,000
2025-10-10Listed for sale$445,000

For Sale by Agent

AgentKaryn Scott
BrokerageHoward Hanna S Tier Inc

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