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1827 S Cascade St, Fergus Falls, MN, 56537

2beds
2baths
1,543sqft
$349,000
$226price/sqft
$2,446/moest. monthly cost
$97,840/yrincome needed

About This Home

Beautifully maintained newer twinhome built in 2020 located on the southern edge of town offering stunning eastern country views and excellent southern exposure for an abundance of natural light throughout the home. This inviting property features an open floor plan with all main floor living, including two bedrooms and two bathrooms. The spacious eat-in kitchen offers a center island, stainless steel appliances, quartz countertops, and white cabinetry and woodwork, creating a bright and modern feel. Relax in the sunroom filled with natural light, complete with an electric fireplace and access to the large backyard patio area - perfect for entertaining or enjoying peaceful mornings and evenings. The primary suite features a spacious walk-through closet and private bath for added convenience. Additional highlights include newer vinyl plank flooring, a living room electric fireplace, and an attached insulated and heated two-stall garage with extra storage and a utility sink. Enjoy stress free living with an association that provides lawn care and snow removal. A move-in ready home combining comfort, style, and beautiful views.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

--
Adams Elementary SchoolGrades 1-30.8 mi
4/10
iQ Academy 6-8Grades 6-81.6 mi
4/10
IQ Academy 9-12Grades 9-121.6 mi

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Twin Home

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: None

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Number of fireplaces: 2
  • Fireplace features: Electric,Free Standing,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,543

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,543
  • Total interior livable area: 1,543 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bathroom

  • Level: Main

Sun Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 71001991047001
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1543

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: None

Lot

  • Lot size: 8,276 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: 150 x 56

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Floor Drain,Garage,Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Strong Wind
Tornado
Hail
Inland Flooding
Lightning

FEMA Declared Disasters in Otter Tail County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$207$2,484
Property Taxes $305$3,660
Electricity $170$2,050
Total$2,446$29,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,862/yr
40% on housing$73,380/yr
45% on housing$65,226/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 56537$141
Otter Tail County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 56537$146
Otter Tail County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Price change$349,000
2026-05-21Listed for sale$359,000
2020-09-18Sold$269,900

For Sale by Agent

AgentChristopher Jacobson
BrokerageTrilogy Real Estate

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