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3412 Thomas Jefferson St, Westfield, IN, 46074

2beds
2baths
1,418sqft
$274,900
$194price/sqft
$1,867/moest. monthly cost
$74,680/yrincome needed

About This Home

Welcome to 3412 Thomas Jefferson St, Westfield, IN - a beautifully maintained townhouse in Hamilton County offering comfort, convenience, and an unbeatable location. Built in 2022, this 2-story home is move-in ready and perfect for a variety of buyers-whether you're purchasing your first home, downsizing, or anything in between. Inside, you'll find a bright and open floor plan with 1,418 square feet of living space. The kitchen features a large island ideal for dining or entertaining, and it flows seamlessly into the spacious living and dining areas. Upstairs, the primary suite includes a walk-in closet with custom shelving, while the second bedroom provides flexibility for guests or a home office. A full bathroom upstairs, along with a convenient half bath on the main level, make daily living easy. The laundry room is generously sized, with washer and dryer included. Enjoy your private patio for outdoor relaxation, while the HOA maintains lawncare for a low-maintenance lifestyle. Community amenities include a pool, fire pit, dog park, walking paths, and more. A 2-car garage and water softener are also included. All of this comes with the added benefit of being in the highly regarded Westfield school district, offering an affordable way to enjoy one of the area's most desirable communities. Don't miss this opportunity!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
Westfield Middle SchoolGrades 7-81.9 mi
10/10
Westfield High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Construction materials: Cement Siding,Stone

Other

  • Builder name: Olthof Homes

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Residential,Townhouse

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Dryer,Electric Water Heater,Microwave,Refrigerator,Water Softener Owned

Bedroom2

  • Level: Upper
  • Area: 154
  • Dimensions: 11 x 14

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 130
  • Dimensions: 13 x 10

Features

  • Kitchen Island,Pantry,Smart Thermostat,Walk-In Closet(s)
  • Window features: Wood Work Painted

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,418
  • Total interior livable area: 1,418 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 13 x 11

Laundry

  • Level: Upper
  • Area: 42
  • Dimensions: 6 x 7

Living Room

  • Level: Main
  • Area: 228
  • Dimensions: 19 x 12

Master Bedroom

  • Level: Upper
  • Area: 180
  • Dimensions: 12 x 15

Property

Details

  • Parcel number: 290629010029000015
  • Attached to another structure: Yes
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Fenced

Lot

  • Lot size: 2,178 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Winter Weather
Hail
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$94$1,128
Property Taxes $199$2,388
Electricity $184$2,212
Total$1,867$22,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,011/yr
40% on housing$56,010/yr
45% on housing$49,786/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 46074$222
Hamilton County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 46074$186
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-21Listed for sale$274,900
2025-11-12Listing removed$274,900
2025-10-16Price change$274,900
2025-09-06Listed for sale$276,900

For Sale by Agent

AgentBennett Coster
BrokerageRealty Wealth Advisors

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