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263 Monument St, Ridgeland, SC, 29936

4beds
3baths
2,749sqft
$539,900
$196price/sqft
$3,517/moest. monthly cost
$140,680/yrincome needed

About This Home

Located in Okаtіе, a suburb of Βluffton, thіs home is unasѕuming frοm the front and will stun you when you enter and see not only how open and spacious it is, but also the dramatic two-story living room that is breathtaking. Four spacious bedrooms include a 15' x 16' first-floor owner's suite. Luxury finishes include quartz countertops, farmhouse sink, decorative wainscoting, and a custom fireplace wall. The spa-style bath features a frameless tiled shower, dual sinks, and a large linen closet. Enjoy covered and screened porch living with wooded and lagoon views from a private cul-de-sac homesite. Located in Hearthstone Lakes with low HOA, oversized homesites, sidewalks, and desirable amenities. Recent upgrades include refreshed exterior, gutters, fenced yard, custom closet, under-cabinet lighting, new primary carpet, extended patio for grill and seating area, screened porch and widened driveway!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Asphalt
  • Construction materials: Stone,Vinyl Siding

Other

  • Builder model: Callawasie

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Oven,Range,Refrigerator,Self Cleaning Oven,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Tray Ceiling(s),Ceiling Fan(s),Cathedral Ceiling(s),Fireplace,High Ceilings,Main Level Primary,Multiple Closets,Pull Down Attic Stairs,Smooth Ceilings,Separate Shower,Unfinished Walls,Vaulted Ceiling(s),Entrance Foyer,Eat-in Kitchen,Loft,Pantry
  • Window features: Impact Glass,Screens
  • Flooring: Carpet,Luxury Vinyl,Luxury VinylPlank

Heating & Cooling

  • Heating features: Central,Heat Pump,Zoned
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,749 sqft

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 0800400433
  • Special condition: None

Features

  • Pool features: Community
  • Patio & porch: Rear Porch,Patio,Porch,Screened
  • Exterior features: Enclosed Porch,Fence,Sprinkler/Irrigation,Porch,Rain Gutters
  • Has view: Yes
  • View description: Lagoon,Trees/Woods
  • Has water view: Yes
  • Water view: Lagoon,Trees/Woods

Lot

  • Lot size: 8,712 sqft
  • Features: < 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Heat Wave
Lightning
Strong Wind
Coastal Flooding
Cold Wave
Earthquake
Hail
Inland Flooding
Tornado

FEMA Declared Disasters in Jasper County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$276$3,312
Property Taxes $247$2,964
Electricity $264$3,172
Total$3,517$42,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,582/yr
40% on housing$105,510/yr
45% on housing$93,786/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 20.6%
20.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 29936$188
Jasper County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 29936$229
Jasper County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Price change$549,800
2026-02-27Listed for sale$554,800
2025-03-04Sold$472,500
2025-02-02Pending sale$525,000
2024-08-22Listed for sale$525,000
2023-03-02Sold$453,530
2023-01-13Pending sale$473,530
2022-12-28Price change$473,530
2022-11-28Pending sale$410,225
2022-11-21Listed for sale$410,225

For Sale by Agent

AgentDeborah Thompson, Dunes Real Estate
BrokerageDunes Real Estate

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