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4431 Admirals Cove Dr, Lafayette, IN, 47909

6beds
5baths
5,143sqft
$799,000
$155price/sqft
$5,340/moest. monthly cost
$213,600/yrincome needed

About This Home

Welcome to 4431 Admirals Cove Drive, an exceptional newer construction home set on a beautifully landscaped 0.61 acre lot at the end of a quiet cul de sac in south Lafayette. With over 5,100 finished square feet, this two story home with a full finished basement offers the space, layout, and upgrades today's buyers are searching for. The main level immediately stands out with custom wainscoting, updated designer lighting, and fresh paint throughout, giving the home a refined, elevated feel from the moment you enter. The open concept design centers around a stunning kitchen featuring quartz countertops, white cabinetry, a large island, and a butler's pantry. It flows seamlessly into the dining area and spacious great room, where a double sided fireplace extends to the covered back porch and creates an ideal setup for both everyday living and entertaining. The main floor owner's suite offers a private retreat with a beautifully finished bath and tiled walk in shower. A dedicated home office sits just off the main living area and features a stunning custom wood built in, adding warmth, character, and functional storage. Upstairs you'll find additional bedrooms, a second ensuite, and a versatile bonus living area. The finished basement expands your options with a large rec space, two more bedrooms, and a full bath, perfect for guests, hobbies, or multigenerational living. Outside, the home is equally impressive with custom concrete landscape curbing, a generous yard, a three car attached garage, and a covered rear porch designed for relaxing or hosting year round, complete with its own fireplace. Conveniently located near US 231, this home combines newer construction, thoughtful upgrades, and a prime location in one standout package.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
29
BikeSomewhat Bikeable

Schools

7/10
5/10
9/10
McCutcheon High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Dimensional Shingles
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven Hk Up Gas/Elec,Dishwasher,Microwave,Refrigerator,Gas Range,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Concrete,Sump Pump

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 144

Family Room

  • Level: Upper
  • Area: 480

Features

  • 1st Bdrm En Suite,Bookcases,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Entrance Foyer,Kitchen Island,Main Level Bedroom Suite
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Storage
  • Finished area below ground: 1,755
  • Finished area above ground: 3,388

Heating & Cooling

  • Heating features: Conventional,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,320
  • Total interior livable area: 5,143 sqft

Kitchen

  • Level: Main
  • Area: 180

Living Room

  • Level: Main
  • Area: 380

Office

  • Level: Main
  • Area: 144

Property

Details

  • Parcel number: 791013278019.000020

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered
  • Exterior features: Irrigation System
  • Fencing: None

Lot

  • Lot size: 0.61 Acres
  • Features: Irregular Lot,0-2.9999,City/Town/Suburb

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Winter Weather
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$383$4,596
Property Taxes $446$5,352
Electricity $471$5,657
Total$5,340$64,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,085/yr
40% on housing$160,200/yr
45% on housing$142,400/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 47909$162
Tippecanoe County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 47909$169
Tippecanoe County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$799,000
2025-01-10Sold$746,790
2024-12-13Pending sale$744,900
2024-12-04Listed for sale$744,900

For Sale by Agent

AgentJoshua Shives
BrokerageRaeco Realty

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