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3039 Sea Oats Dr, Long Beach, MS, 39560

5beds
3baths
2,638sqft
$369,000
$140price/sqft
$2,700/moest. monthly cost
$108,000/yrincome needed

About This Home

OPEN HOUSE SATURDAY AUG 15TH FROM 11AM - 1PM ***MOTIVATED SELLER OFFERING $10,000 TOWARDS CLOSING COSTS OR NEW FLOORING/PAINT CREDIT. Welcome to the highly sought after community of Castine Pointe. This spacious two-story home was built in 2020 and offers modern comfort and plenty of room for the whole family. This home also features a fully ADA-compliant main level (with primary suite) and whole-house generator. There are multiple, versatile rooms perfect for a home office, playroom, guest suite, or hobby space - giving you the flexibility to design your ideal lifestyle. The property sits on a good sized fenced yard, perfect for outdoor living, pets, and entertaining. The highlights with this beautiful home include a large master suite, higher ceilings,ceramic tile flooring throughout the main living areas, stainless steel appliances and quartz counter tops, large center island and walk in panty, two-car garage, tankless gas water heater and gas stove, energy-efficient Low-E windows and radiant barrier roof decking, covered front porch and screened in back porch. Conveniently located approximately 4 miles from Long Beach Harbor, USM Gulf Park Campus, and the Seabee Base, and just 5 miles from I-10 and not in a flood zone.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
9/10
Long Beach Middle SchoolGrades 7-81.2 mi
9/10

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick Veneer,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Refrigerator,See Remarks
  • Laundry features: In Hall,Laundry Room,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Crown Molding,Eat-in Kitchen,Entrance Foyer,High Ceilings,High Speed Internet,In-Law Floorplan,Kitchen Island,Open Floorplan,Primary Downstairs,Recessed Lighting,Stone Counters,Walk-In Closet(s),Wired for Data,Other,Double Vanity
  • Door features: Metal Insulated
  • Window features: Double Pane Windows
  • Flooring: Carpet,Ceramic Tile
  • Fireplace features: Den
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,ENERGY STAR Qualified Equipment,Natural Gas
  • Cooling features: Central Air,Electric,ENERGY STAR Qualified Equipment,Gas

Interior Area

  • Total structure area: 2,638
  • Total interior livable area: 2,638 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Central Living Area,Accessible Common Area,Accessible Doors,Accessible Entrance,Accessible Full Bath,Accessible Parking,Accessible Washer/Dryer,Central Living Area,Roll-in Shower,Standby Generator

Details

  • Parcel number: 0611c01002.075

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Screened
  • Exterior features: Lighting,Private Yard,Rain Gutters
  • Fencing: Back Yard,Privacy,Fenced

Lot

  • Lot size: 0.26 Acres
  • Features: Rectangular Lot
  • Lot size dimensions: 75 x 146 x 83 x 140

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage Door Opener,Direct Access,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Heat Wave
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$409$4,908
Property Taxes $181$2,172
Electricity $245$2,943
Total$2,700$32,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,571/yr
40% on housing$81,000/yr
45% on housing$72,000/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 39560$149
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39560$142
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$369,000
2026-07-24Price change$370,000
2026-07-15Price change$375,000
2026-07-03Listed for sale$385,000
2026-06-29Listing removed$395,000
2026-06-01Listed for sale$395,000
2020-11-20Sold--

For Sale by Agent

AgentLucy Miles
BrokerageeAgent Gulf Coast

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