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5 W 12th St #9, Cincinnati, OH, 45202

1beds
2baths
832sqft
$249,900
$300price/sqft
$2,043/moest. monthly cost
$81,720/yrincome needed

About This Home

Enjoy significant tax savings with a tax abatement through 2033 in this beautifully updated 1-bedroom, 1.5-bath condo in the heart of Over-the-Rhine. Blending historic charm with modern finishes, this home features exposed brick, concrete floors, soaring ceilings, quartz countertops, and an open, light-filled layout. The spacious primary suite includes a private bath, while the additional half bath offers added convenience for guests. A rare gated parking space adds exceptional value, and the HOA permits short-term rentals, making this an outstanding opportunity for both homeowners and investors. Just steps from Washington Park, the streetcar, TQL Stadium, restaurants, breweries, and everything OTR has to offer.

Getting Around

98
WalkingWalker's Paradise
78
TransitExcellent Transit
66
BikeBikeable

Schools

Construction

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Property subType: Condominium,Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator,Washer,Electric Water Heater

Basement

  • Basement: None

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Partial
  • Level: Second

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • High Ceilings
  • Window features: Aluminum Frames,Double Hung

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 832
  • Total interior livable area: 832 sqft

Kitchen

  • Features: Butler's Pantry,Concrete Floor,Marble/Granite/Slate
  • Area: 96

Living Room

  • Features: Concrete Floor,Walkout
  • Area: 96

Master Bathroom

  • Features: Shower,Concrete Floor

Master Bedroom

  • Features: Bath Adjoins,Walkout,Wall-to-Wall Carpet
  • Level: Second
  • Area: 182

Office

  • Area: 0

Property

Details

  • Parcel number: 0760002041600
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2

Parking

  • Total spaces: 1
  • Parking features: 1 Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$67$804
Property Taxes $520$6,240
Electricity $193$2,320
Total$2,043$24,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,045/yr
40% on housing$61,290/yr
45% on housing$54,480/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 45202$227
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45202$291
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Listed for sale$249,900
2021-10-05Sold$212,000

For Sale by Agent

AgentChristopher R Sandker
BrokerageColdwell Banker Realty

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