See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3202 120th St, Chippewa Falls, WI, 54729

3beds
1baths
1,296sqft
$225,000
$174price/sqft
$1,693/moest. monthly cost
$67,720/yrincome needed

About This Home

Welcome to this 3-bedroom, 1-bath home offering a cozy, functional layout and a refreshed interior. Set on nearly 3 wooded acres, the property combines a spacious, park-like yard with mature trees that provide privacy, a natural buffer, and plenty of room to relax, entertain, garden, or enjoy the abundant wildlife. Take it all in from the back deck overlooking the peaceful backyard setting. The home is connected to city water, and the property also has a private well, offering an additional water source that may provide added flexibility for a future garage, mother in law suite, or other improvements. Enjoy the feel and privacy of country living while remaining conveniently located just minutes from Highway 53, shopping, restaurants, and everyday amenities. Whether you are looking for a comfortable primary home or an investment opportunity, this property offers a great combination of space, privacy, versatility, and convenience.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

7/10
5/10
6/10

Construction

Condition

  • Year built: 1945

Materials

  • Roof: Asphalt
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Range
  • Laundry features: In Basement,Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Partial,Unfinished

Bathroom

  • Level: Main
  • Area: 50
  • Dimensions: 10x5

Bedroom

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Bedroom2

  • Level: Main
  • Area: 104
  • Dimensions: 13x8

Bedroom3

  • Level: Upper
  • Area: 336
  • Dimensions: 28x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,296

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,080
  • Total interior livable area: 1,296 sqft

Kitchen

  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Laundry

  • Level: Main
  • Area: 40
  • Dimensions: 4x10

Living Room

  • Level: Main
  • Area: 99
  • Dimensions: 9x11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 22809234475058001
  • Zoning description: Residential-Single Family
  • Foundation area: 959

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 2.96 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: irregular

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Hail
Inland Flooding
Tornado
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$85$1,020
Property Taxes $300$3,600
Electricity $171$2,054
Total$1,693$20,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,045/yr
40% on housing$50,790/yr
45% on housing$45,146/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 54729$190
Chippewa County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 54729$165
Chippewa County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Listed for rent$1,700
2026-08-12Price change$219,900
2026-07-20Listed for sale$225,000
2026-07-09Listing removed$225,000
2026-07-02Listed for sale$225,000
2025-06-13Listing removed$225,000
2025-05-19Price change$225,000
2025-04-29Price change$234,000
2025-04-04Listed for sale$239,900
2019-12-12Sold$56,000

For Sale by Agent

AgentLisa A Berglund
BrokerageKeller Williams Realty Diversified

Similar Homes