See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1147 SE Hammerly St, Madison, FL, 32340

3beds
2baths
1,616sqft
$242,500
$150price/sqft
$1,986/moest. monthly cost
$79,440/yrincome needed

About This Home

This 2019 single wide mobile home sits on 10.34 fully fenced acres and gives you the space, privacy, and freedom that is hard to find. The land is split nicely with about half cleared and half wooded, offering a good mix of open ground and natural surroundings. The cleared portion is great for a homesite, animals, gardening, or even starting a small farm. The wooded area has a perimeter trail along with several trails running through it, making it easy to walk, ride, or just enjoy the outdoors. There is also plenty of wild game, giving you the option to hunt right on your own property. This property has a lot of potential and can be used in many different ways. It is a great option for someone looking to live a quieter lifestyle with room to spread out. You could bring horses, cows, goats, or chickens, or use the open land for planting and growing your own food. It would also work well as a weekend getaway or hunting spot, or even as an investment for the future. With the mix of cleared and wooded land, you have flexibility to use it how you want without starting from scratch. The entire 10.34 acres is fully fenced, which adds both convenience and peace of mind, especially for animals or keeping your property lines clearly defined. There is no HOA and no deed restrictions, so you are not limited in how you use the land. Whether you want to build more, park equipment, bring in additional homes, or simply enjoy it as it is, the choice is yours. Another big plus is that the property has fiber optic internet available, making it easy to work from home, stream, or stay connected while still enjoying country living. It is not always easy to find that combination of privacy and reliable internet. The location offers a good balance of quiet living with access to nearby towns and cities. It is just 26 minutes to Live Oak, 29 minutes to Mayo, 42 minutes to Lake City, 48 minutes to Valdosta, 1 hour and 10 minutes to Tallahassee, and 1 hour and 30 minutes to Gainesville. This makes it convenient for shopping, work, and travel while still coming home to your own private space. If you are looking for land with room to grow, no restrictions, and plenty of possibilities, this property is worth a look.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
Lee Elementary SchoolGrades PK-63.8 mi
--
Madison Virtual FranchiseGrades K-129.2 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Crawlspace
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Other,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,216
  • Total interior livable area: 1,616 sqft

Kitchen

  • Features: No Closet
  • Level: First

Living Room

  • Features: No Closet
  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 271S10132700A11A
  • Zoning: N/A
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Entrance,Private Mailbox

Lot

  • Lot size: 10.34 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Madison County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,226$14,712
Home Insurance *$271$3,252
Property Taxes $292$3,504
Electricity $197$2,366
Total$1,986$23,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,091/yr
40% on housing$59,580/yr
45% on housing$52,960/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 32340$122
Madison County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 32340
Madison County$65

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$245,000
2026-02-19Listing removed$241,999
2026-01-26Price change$241,999
2026-01-20Price change$243,999
2026-01-12Price change$245,999
2026-01-05Price change$247,999
2025-12-06Price change$249,999
2025-12-01Price change$274,999
2025-10-19Price change$298,999
2025-09-30Price change$310,999
2025-08-11Listed for sale$314,999

For Sale by Agent

AgentRonald Carver
BrokerageSAUCER REALTY & CAPITAL

Similar Homes