23 N 2nd St, Fernandina Beach, FL, 32034
About This Home
BRAND NEW in DOWNTOWN FERNANDINA. The last remaining townhome in McJunkin Station is now available, offering a rare chance to own in one of Downtown Fernandina Beach’s newest premier communities. Just off Second Street, this three-story, 2,800 square foot home features 3 bedrooms, 2.5 baths, an elevator to all levels, and a layout designed for effortless coastal living. The ground floor includes a massive garage with space for multiple vehicles, storage, beach gear, bikes, and a golf cart. Upstairs, the main level delivers an open, light-filled floorplan with high ceilings, designer finishes, custom cabinetry, and a gourmet kitchen that flows into the dining and living areas. MOVE IN READY!
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction,Under Construction
- New construction: Yes
- Year built: 2026
Materials
- Roof: Metal
- Construction materials: Brick Veneer,Block,Frame,Concrete
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Oven,Stove
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- Partial bathrooms: 1
Features
- Window features: Wood Frames
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,800
- Total interior livable area: 2,800 sqft
Property
Details
- Parcel number: 000031180000010230
- Zoning: C3
- Special condition: None
Features
- Pool features: None
Lot
- Lot size: 3,125 sqft
- Lot size dimensions: 25 x 125
Parking
- Total spaces: 2
- Parking features: Two Car Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Nassau County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,821 | $81,852 |
| Home Insurance * | $872 | $10,464 |
| Property Taxes | $2,049 | $24,588 |
| Electricity | $281 | $3,381 |
| Total | $10,023 | $120,276 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $1,349,000 |
| 2026-03-20 | Listed for sale | $1,375,000 |
| 2026-02-24 | Listing removed | $1,399,000 |
| 2025-12-04 | Listed for sale | $1,399,000 |
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