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15678 Aspen Dr, Montgomery, TX, 77356

2beds
2baths
885sqft
$189,000
$214price/sqft
$1,591/moest. monthly cost
$63,640/yrincome needed

About This Home

In the heart of Sam Houston National Forest, it lies on 2 residential lots, just minutes from downtown Montgomery with plenty of shops and dining. Top-rated Montgomery schools and a new HEB grocery under construction in Montgomery are only a few miles away. The one-of-a-kind floor plan includes a plethora of windows that let natural light flood the space, giving it a truly homey atmosphere. The kitchen has a farmhouse sink and includes a range, microwave, dishwasher, refrigerator with ice maker, and, of course, a stackable washer and dryer. There are lots of cabinets and storage in this home, including a built-in work area in the hallway. NEW HVAC installed in 2026. The neighborhood has its own beautiful pool and walkable lake with access to a fishing pier, which is fully stocked with native fish, a paradise for those who love to fish, kayak, and boat. A lot of nearby trails.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
Lincoln Elementary SchoolGrades PK-55.1 mi
6/10
7/10
Montgomery High SchoolGrades 9-126.6 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Other
  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: First
  • Area: 76.5
  • Dimensions: 9 x 8.5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 885
  • Total interior livable area: 885 sqft

Primary Bedroom

  • Level: First
  • Area: 132
  • Dimensions: 12 x 11

Property

Details

  • Parcel number: 98557

Features

  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Balcony

Lot

  • Lot size: 9,496 sqft
  • Features: Subdivided,0 Up To 1/4 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hurricane
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance *$149$1,788
Property Taxes $249$2,988
Electricity $238$2,859
Total$1,591$19,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,548/yr
40% on housing$47,730/yr
45% on housing$42,426/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 77356$188
Montgomery County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 77356$175
Montgomery County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Listed for sale$185,000
2026-08-09Listing removed$189,000
2026-07-26Price change$189,000
2026-07-11Price change$193,000
2026-06-15Price change$199,400
2026-05-28Listed for sale$224,000
2024-05-22Listing removed--
2024-04-23Price change$249,000
2024-04-07Price change$255,000
2024-03-27Price change$265,000
2024-03-19Listed for sale$275,000
2023-03-27Listing removed--
2023-03-11Pending sale$154,900
2023-01-27Price change$154,900
2022-12-13Listed for sale$159,900
2022-11-22Listing removed--
2022-10-10Price change$179,900
2022-09-26Listed for sale$189,900

For Sale by Agent

AgentReina Tarte
BrokerageExecutive Texas Realty

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