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199 Waterpoint Ct #303, Montgomery, TX, 77356

2beds
2baths
1,499sqft
$415,000
$277price/sqft
$3,355/moest. monthly cost
$134,200/yrincome needed

About This Home

Enjoy low maintenance, luxury lake living in this 2 bedroom, 2 bath luxury condo that is located on the 3rd floor! Soak up the shoreline and lake views from the expansive screened in balcony with glass railing and retractable shades. Luxury finishes throughout the condo from the quartz counters in the kitchen to Bosch stainless appliances to custom cabinetry. There is plenty of storage in each room along with personal storage closets assigned to each unit. Amenities include fire pits, 2 pools, hot tub, EV Charging station, covered parking, 2 elevators, dog park, BBQ stations, private gated entry, beautiful landscaping, addt'l climate controlled storage. Walking distance to boat and jet ski rentals, dining, retail stores and so much more. If you are looking for a low maintenance and stress free lifestyle, this is it! Short Term Rentals ARE allowed!

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

9/10
9/10
7/10
Lake Creek High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 2017

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Disposal,Electric Oven,Microwave,Electric Range,Full Size,Washer/Dryer Stacked,Dishwasher,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Balcony,Crown Molding,Smart Home,En-Suite Bath,Primary Bed - 1st Floor,Split Plan,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: Fire Pit,Outside

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,499
  • Total interior livable area: 1,499 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen open to Family Room,Pantry,Soft Closing Cabinets,Soft Closing Drawers,Under Cabinet Lighting

Master Bathroom

  • Features: Primary Bath: Double Sinks,Primary Bath: Shower Only,Secondary Bath(s): Tub/Shower Combo

Property

Details

  • Parcel number: 488738

Features

  • Levels: 4-8 Story Building
  • Patio & porch: Terrace
  • Exterior features: Balcony/Terrace,Storage,Boat Slip,Outdoor Kitchen,Storage Outside of Unit
  • Has view: Yes
  • View description: West,Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Bulkhead,Lake Front,Pier,Wood Bulkhead

Lot

  • Features: Waterfront

Parking

  • Parking features: Additional Parking,Secured,Electric Vehicle Charging Station(s),Underground

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$327$3,924
Property Taxes $692$8,304
Electricity $238$2,859
Total$3,355$40,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,028/yr
40% on housing$100,650/yr
45% on housing$89,466/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 77356$187
Montgomery County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 77356$175
Montgomery County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$415,000
2025-07-01Price change$425,000
2025-04-05Price change$469,000
2025-03-07Pending sale$485,600
2025-02-01Price change$485,600
2024-09-13Listed for sale$499,000
2024-05-15Listing removed--
2024-04-16Price change$565,000
2024-02-12Listed for rent$3,000
2024-02-04Listing removed--
2023-08-08Listed for rent$3,000
2023-06-12Price change$589,000
2023-05-13Listed for sale$599,999

For Sale by Agent

AgentJessica Fleming
BrokerageCompass RE Texas, LLC - Lake Conroe

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