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31 Ivy Loop, Phenix City, AL, 36867

4beds
3baths
2,146sqft
$339,000
$158price/sqft
$2,221/moest. monthly cost
$88,840/yrincome needed

About This Home

Open & spacious living in sought-after Ivy Creek Neighborhood! Primary suite on the main level features granite countertops, a large tiled shower, and a walk-in closet. The beautiful and functional kitchen opens up to a warm, cozy gathering space. The walk-through laundry room is conveniently accessible. Outside, enjoy a large fully fenced backyard with a covered patio and front porch. Wonderful and highly sought-after location! Located within Phenix City limits, Ivy Creek homeowners can choose between Lee County or Phenix City schools.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

10/10
Lakewood Primary SchoolGrades K-22.0 mi
10/10
8/10
Central High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Laminate,Tile
  • Fireplace features: Outside

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,146 sqft

Property

Details

  • Parcel number: 1409300000317.000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Patio

Lot

  • Lot size: 0.25 Acres
  • Features: City Lot
  • Lot size dimensions: 71.6 x 142.5

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Hail
Hurricane
Strong Wind
Tornado

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,714$20,568
Home Insurance *$157$1,884
Property Taxes $110$1,320
Electricity $240$2,881
Total$2,221$26,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,148/yr
40% on housing$66,630/yr
45% on housing$59,226/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 36867$92
Lee County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 36867
Lee County$176

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$349,900
2024-08-30Sold$332,000
2024-07-23Pending sale$345,000
2024-07-02Listed for sale$345,000
2020-12-15Sold$283,500

For Sale by Agent

AgentTracy Hood
BrokerageAmerisell Realty

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