1170 Deer Moss Loop, Niceville, FL, 32578
About This Home
Located in the highly sought after Deer Moss Creek community of Niceville, Florida, this thoughtfully designed Craftsman-style home offers a rare combination of privacy and modern features, backing directly to the protected Eglin Preserve. ASSUMABLE 2.25% MORGAGE FOR qualified buyers. This single-level residence features a functional and flexible layout with 4 bedrooms and 2 full bathrooms. The open living area flows seamlessly into a well-appointed kitchen featuring quartz countertops, shaker cabinetry, a center island, and a gas range. Interior finishes include engineered wood flooring throughout the main living areas, tile in wet spaces, and carpet in the bedrooms. Both bathrooms are upgraded with granite countertops. Additional features include impact resistant windows and a tankless gas water heater for efficiency and peace of mind. Plus, a spacious lot provides ample room for outdoor living, including the potential for a future pool. An unfinished upstairs bonus area of approximately 300 square feet offers the opportunity for future expansion, additional storage, or customized living space. Deer Moss Creek is a planned unit community that continues to expand based on demand. The neighborhood features a community pool and clubhouse, basketball courts, playground, charming sidewalks and walking trails.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 2020
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Siding Brick Some,Siding CmntFbrHrdBrd
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Tankless Water Heater
- Laundry features: Washer/Dryer Hookup
Bedroom
- Level: First
- Area: 141.52
- Dimensions: 12.2 x 11.6
Bedroom
- Level: First
- Area: 139.2
- Dimensions: 12 x 11.6
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Area
- Level: First
- Area: 148.2
- Dimensions: 11.4 x 13
Family Room
- Level: First
- Area: 376
- Dimensions: 18.8 x 20
Features
- Kitchen Island,Recessed Lighting,Pantry,Split Bedroom
- Window features: Double Pane Windows,Window Treatments
- Flooring: Hardwood,Tile,Carpet
- Attic: Pull Down Stairs
- Common walls with other units/homes: No Common Walls
Garage
- Level: First
- Area: 432.6
- Dimensions: 21 x 20.6
Heating & Cooling
- Heating features: Heat High Efficiency,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,107
- Total interior livable area: 2,107 sqft
Kitchen
- Level: First
- Area: 148.2
- Dimensions: 11.4 x 13
Master Bedroom
- Level: First
- Area: 221.2
- Dimensions: 14 x 15.8
Office
- Level: First
- Area: 138.6
- Dimensions: 11 x 12.6
Property
Details
- Parcel number: 111S22300000001060
- Zoning description: City, Resid Single Family
Features
- Stories: 1
- Patio & porch: Porch
- Exterior features: Private Yard,Sprinkler System
Lot
- Lot size: 0.26 Acres
- Features: Cleared,Covenants,Curb & Gutter,Restrictions,Sidewalk,Survey Available
- Lot size dimensions: 67.1 x 88.72 x 161.54 x 140
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Okaloosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,534 | $42,408 |
| Home Insurance * | $619 | $7,428 |
| Property Taxes | $760 | $9,120 |
| Electricity | $212 | $2,544 |
| Total | $5,125 | $61,500 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Listed for sale | $749,000 |
| 2025-03-01 | Listing removed | $3,650 |
| 2025-02-19 | Listed for rent | $3,650 |
| 2023-04-07 | Listing removed | -- |
| 2023-03-22 | Listed for rent | $3,650 |
| 2020-10-09 | Sold | $479,000 |
| 2020-02-05 | Sold | $108,000 |
For Sale by Agent
View on Zillow