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3172 Main St, Crestview, FL, 32539

3beds
2baths
1,354sqft
$274,900
$203price/sqft
$1,882/moest. monthly cost
$75,280/yrincome needed

About This Home

Move-in ready and better than new! Built in 2022, this well maintained one-owner 3-bedroom, 2-bath home offers a fresh, clean feel with thoughtful upgrades already in place. Situated on approximately 0.40 acres with no HOA, the property offers a rare combination of newer construction, privacy, and outdoor space not often found in nearby new-construction communities. Enjoy a large fenced backyard, covered back porch, extended patio, and two storage buildings. Inside, the split-bedroom floor plan provides privacy, with the primary suite located at the back of the home. Vaulted ceilings in the living room create an open feel, and luxury vinyl plank flooring runs through the main areas. The kitchen features stainless appliances, a breakfast nook, and soft-close cabinetry. Washer and dryer included. Seller is offering up to $5,000 toward buyer closing costs with an acceptable offer. A great opportunity for buyers wanting a newer home with more outdoor room, added privacy, and no HOA.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
8/10
Davidson Middle SchoolGrades 6-83.9 mi
4/10
Crestview High SchoolGrades 9-124.1 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2022

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedroom

  • Level: First
  • Area: 156
  • Dimensions: 13 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 88
  • Dimensions: 11 x 8

Features

  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,354
  • Total interior livable area: 1,354 sqft

Kitchen

  • Level: First
  • Area: 112
  • Dimensions: 8 x 14

Living Room

  • Level: First
  • Area: 286
  • Dimensions: 13 x 22

Master Bedroom

  • Level: First
  • Area: 210
  • Dimensions: 15 x 14

Property

Details

  • Parcel number: 154N23102000140110
  • Zoning description: Resid Single Family

Features

  • Stories: 1

Lot

  • Lot size: 0.40 Acres
  • Lot size dimensions: 62 x 138

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Cold Wave
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$148$1,776
Property Taxes $147$1,764
Electricity $197$2,366
Total$1,882$22,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,525/yr
40% on housing$56,460/yr
45% on housing$50,186/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 32539$139
Okaloosa County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 32539$180
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$294,000
2026-04-18Listed for sale$299,000
2022-02-28Sold$249,500
2022-02-02Pending sale$249,500
2022-01-31Listed for sale$249,500

For Sale by Agent

AgentMoe Mossa
BrokerageSavvy Avenue LLC

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