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4548 Sailmaker Ln, Destin, FL, 32541

4beds
6baths
4,797sqft
$3,490,000
$728price/sqft
$21,448/moest. monthly cost
$857,920/yrincome needed

About This Home

Less than a mile from the beach! Welcome to Tradewinds, the newest community in Regatta Bay consisting of 54 homesites with a West Indies/Dutch architectural influence. This beautiful home was built in 2023 and offers modern luxury indoor/outdoor living w/ 4797 sq. ft. of heated/cooled space, 4 beds, + study, 4 full baths and 2 half baths. Exterior features include an outdoor living space overlooking the golf course and lake with covered and uncovered space for entertaining and lounging, summer kitchen, pool/jacuzzi and fire pits. This home features lush landscaping that is maintained by the association, paver driveway and a 3-car garage plus golf cart garage. The home was finished with designer chosen selections throughout including shiplap, Venetian Plaster, tumbled travertine & wood flooring, quartzite & marble countertops and solid wood custom cabinetry just to name a few. The 1st floor offers a split floor plan and includes a family room w/gas fireplace, dining area, gourmet kitchen with all the bells and whistles, scullery with additional kitchen appliances, butler's pantry, wet bar, study, powder bath for guests, laundry room and a guest suite with private bath. The master suite is also located on the 1st floor and features a custom cathedral ceiling with painted wood beams, sitting area and a showstopping master bath which includes separate his and her walk-in closets, separate his and her vanities, separate his and her water closets, a large custom marble tile shower, soaking tub and last but not least a master laundry room! The 2nd floor offers a large entertainment space with wet bar, powder bath for guests, 2 guest suites with private baths and a laundry room. Built by Legendary Home Builders utilizing the most current technology for each build using only the finest materials and high-end finishes such as: wind and impact resistant windows, wind and impact rated doors, insulated, wind and impact rated garage doors, foam spray insulation in roof for superior energy efficiency, insulation in all interior walls for energy efficiency and sound proofing, insulation between floors for sound barrier, stucco homes equipped with Enviro-dry liquid waterproofing house wrap, gas lanterns, stainless steel door hinges, custom wood shelving in all closets, Kohler plumbing throughout, all showers have KBRS waterproofing systems specifically designed to maintain integrity & durability, air conditioning zones for maximum efficiency, Rinnai tankless water heaters, custom solid wood cabinets throughout with soft close hinges, smart home technology customizable for homeowner, LED lighting throughout. Regatta Bay is a quiet, gated, golf & boating community that offers a LIFESTYLE unlike no other! The Regatta Bay Lifestyle is about convenience! You can golf cart to so many fun places in minutes, including the Beach! Within Regatta Bay, there is golf, swimming, tennis, pickle ball, park, playground, Regatta Bay Clubhouse, Legendary Marine & Legendary Yacht Club. Regatta Bay offers a private road that takes residents to the Destin Commons, where you'll find an array of popular men's and women's retail stores, a variety of restaurants, Whole Foods, Bass Pro, Lowes, AMC movie theater and Uncle Buck's Bowling! ALL ACCESSIBLE BY GOLF CART.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

8/10
Destin Middle SchoolGrades 5-81.0 mi
5/10
10/10
Destin Elementary SchoolGrades PK-44.8 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Concrete,Slate
  • Construction materials: Frame,Stucco,Trim Wood,Siding CmntFbrHrdBrd

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Freezer,Microwave,Double Oven,Washer,Gas Water Heater,Tankless Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 171.61
  • Dimensions: 13.1 x 13.1

Bedroom

  • Level: Second
  • Area: 200.43
  • Dimensions: 13.1 x 15.3

Bedroom

  • Level: Second
  • Area: 200.43
  • Dimensions: 13.1 x 15.3

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Dining Area

  • Level: First
  • Area: 172.92
  • Dimensions: 13.1 x 13.2

Family Room

  • Level: First
  • Area: 575.24
  • Dimensions: 29.2 x 19.7

Family Room

  • Level: Second
  • Area: 336.6
  • Dimensions: 22 x 15.3

Features

  • Breakfast Bar,Beamed Ceilings,Cathedral Ceiling(s),Tray Ceiling(s),Kitchen Island,Recessed Lighting,Newly Painted,Pantry,Shelving,Split Bedroom,Wet Bar,Woodwork Painted,Natural Woodwork
  • Door features: Storm Door(s)
  • Window features: Double Pane Windows,Storm Window(s),Window Treatments
  • Flooring: Hardwood,Tile
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 4,797
  • Total interior livable area: 4,797 sqft

Kitchen

  • Level: First
  • Area: 258.07
  • Dimensions: 13.1 x 19.7

Master Bedroom

  • Level: First
  • Area: 393.38
  • Dimensions: 22.1 x 17.8

Office

  • Level: First
  • Area: 163.56
  • Dimensions: 14.1 x 11.6

Other

  • Level: First
  • Area: 365.43
  • Dimensions: 28.11 x 13

Property

Details

  • Parcel number: 002S22345000000020
  • Zoning description: Resid Single Family

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Heated,In Ground,Gunite
  • Patio & porch: Porch
  • Exterior features: Outdoor Grill,Balcony,Columns,Private Yard,Lawn Pump,Sprinkler System,Outdoor Kitchen,Rain Gutters
  • Has spa: Yes
  • Spa features: Heated
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes

Lot

  • Lot size: 0.36 Acres
  • Features: Covenants,On Golf Course,Restrictions,Within 1/2 Mile to Water
  • Lot size dimensions: 166.59 x 128.99 x 58.15 x 165.41

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Golf Cart Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,647$211,764
Home Insurance *$530$6,360
Property Taxes $2,789$33,468
Electricity $482$5,793
Total$21,448$257,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$735,360/yr
40% on housing$643,440/yr
45% on housing$571,946/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$728This listing

vs Other Active Listings

Avg $/sqft

ZIP 32541$408
Okaloosa County$261

vs Homes Sold Last Month

Median $/sqft

ZIP 32541$401
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-14Listed for sale$3,490,000
2025-05-09Sold$3,150,000
2025-04-08Pending sale$3,400,000
2025-02-21Listed for sale$3,400,000
2023-09-22Sold$2,052,000
2023-05-05Listing removed--
2022-07-22Pending sale$3,200,000

For Sale by Agent

AgentLindsey K Lynch
BrokerageLegendary Realty LLC

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