319 Carmel Dr #4, Fort Walton Beach, FL, 32547
About This Home
Step into a home that perfectly balances contemporary style with everyday comfort. Built in 2023, this stunning townhome was designed for those who appreciate the finer details. The heart of the home is a bright, open-concept kitchen featuring striking Bianco Carrera Quartz countertops and sleek, soft-close cabinetry--a space as functional as it is beautiful. Whether you're hosting friends or enjoying a quiet morning, the fingerprint-resistant stainless steel appliances and seamless flow into the living area make every moment easy. Throughout the main floor and bathrooms, durable luxury vinyl plank flooring provides a modern, clean aesthetic, while the bedrooms offer a soft retreat with plush carpeting. Beyond your front door, you are perfectly positioned in the heart of Fort Walt Beach. You're just minutes from the emerald waters of the Gulf, favorite local eateries, and a quick commute to the area's Air Force bases. This isn't just a place to stay it's the lifestyle you've been looking for. Make your appointment today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 2023
Materials
- Roof: Shingle
- Construction materials: Brick,Vinyl Siding,Trim Vinyl
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Disposal,Microwave,Electric Water Heater
- Laundry features: Washer/Dryer Hookup
Bedroom
- Level: Second
- Area: 134.691
- Dimensions: 9.7 x 13.9
Bedroom
- Level: Second
- Area: 132.05
- Dimensions: 9.5 x 13.9
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Area
- Level: First
- Area: 84.436
- Dimensions: 7.6 x 11.11
Features
- Kitchen Island,Recessed Lighting
- Window features: Window Treatments
- Flooring: Laminate,Carpet
Foyer
- Level: First
- Area: 80.41
- Dimensions: 4.3 x 18.7
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,544
- Total interior livable area: 1,544 sqft
Kitchen
- Level: First
- Area: 162.06
- Dimensions: 11.1 x 14.6
Laundry
- Level: Second
- Area: 17.98
- Dimensions: 5.8 x 3.1
Living Room
- Level: First
- Area: 176.449
- Dimensions: 19.4 x 9.1
Master Bedroom
- Level: Second
- Area: 247.94
- Dimensions: 16.1 x 15.4
Property
Details
- Parcel number: 042S24115000000150
- Zoning description: County, Resid Multi-Family
Features
- Stories: 2
- Fencing: Partial
Lot
- Features: Interior Lot,Level
Parking
- Total spaces: 1
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Okaloosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,703 | $20,436 |
| Home Insurance * | $156 | $1,872 |
| Property Taxes | $250 | $3,000 |
| Electricity | $197 | $2,366 |
| Total | $2,306 | $27,672 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Price change | $336,900 |
| 2026-03-04 | Price change | $344,900 |
| 2026-01-30 | Listed for sale | $349,900 |
| 2023-10-10 | Sold | $325,000 |
| 2023-08-23 | Pending sale | $325,000 |
| 2023-08-11 | Listed for sale | $325,000 |
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