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160 S 15th St, Clear Lake, IA, 50428

3beds
2baths
2,028sqft
$334,900
$165price/sqft
$2,422/moest. monthly cost
$96,880/yrincome needed

About This Home

Welcome to your next place in Clear Lake—comfortable, practical, and in a location that’s hard to beat. When you walk in, the main floor gives you a simple, easy layout that works for everyday living. The kitchen has stainless steel appliances, solid countertops, and open shelving that keeps things functional and stylish. It connects to the dining area, which has plenty of room for meals, work-from-home days, or hosting friends. The living room sits just off the dining space and leads to a balcony where you can enjoy fresh air, morning coffee, or a quiet moment at the end of the day. The main floor is complete with a convenient half bath. Upstairs, the owner’s suite offers a comfortable retreat with a walk-in closet and private bathroom. Two additional bedrooms give you flexibility—whether for guests, kids, an office, or extra storage. A second full bath and convenient laundry area make this level easy to live with day-to-day. You’re also just minutes from Clear Lake’s beach, shops, and restaurants, giving you quick access to the best parts of town. Steps away from the waterpark. Don't miss out, schedule your tour today! Pictures are of a similar unit.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

9/10
7/10
Clear Lake Middle SchoolGrades 6-80.3 mi
8/10
Clear Lake High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher
  • Laundry features: 2nd Floor

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: None
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,028 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 061825600600
  • Zoning: R-M
  • Special condition: Standard

Features

  • Exterior features: Balcony

Lot

  • Lot size dimensions: common

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Attached Garage,Tuckunder Garage
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Strong Wind
Drought
Hail
Inland Flooding

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$224$2,688
Property Taxes $354$4,248
Electricity $151$1,815
Total$2,422$29,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,040/yr
40% on housing$72,660/yr
45% on housing$64,586/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 50428$245
Cerro Gordo County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 50428$195
Cerro Gordo County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$334,900
2024-02-21Listing removed--
2023-12-05Listed for rent$3,500

For Sale by Agent

AgentEmsad Begic
BrokerageVine Valley Real Estate

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