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931 N Pecan St, Hico, TX, 76457

4beds
3baths
1,793sqft
$489,000
$273price/sqft
$4,176/moest. monthly cost
$167,040/yrincome needed

About This Home

Discover this beautifully designed 4-bedroom, 2.5-bath modern custom home offering 1,793 square feet of open-concept living with vaulted ceilings, exposed wood beams, quartz countertops, custom cabinetry, a walk-in pantry, designer finishes, a covered patio, an attached garage, and a spacious primary suite with room for a home office. Situated on a 0.82-acre lot shaded by mature mesquite trees, this move-in-ready home features a fire pit, playground equipment, and outdoor living just half a mile from historic downtown Hico and 20 miles from Stephenville. Enjoy convenient access to coffee shops, restaurants, boutiques, wineries, grocery stores, medical facilities, and shopping while experiencing all the charm Hico has to offer. Natural light fills the open floor plan with colorful designer paint, wallpaper accents, vaulted ceilings with exposed wood beams, and a living area that flows into the kitchen. The kitchen features a quartzite island, abundant custom cabinetry with appliance storage, and a walk-in pantry, making it ideal for everyday living and entertaining. Located just off the kitchen, the oversized primary suite offers space for a sitting area or home office. The bathroom features a marble vanity, a soaking tub, a separate walk-in shower, and an oversized walk-in closet. The secondary bedrooms and bath are located on their own private wing for added privacy. The laundry room includes built-in cabinetry and leads directly to the attached garage. Outside, the covered patio overlooks the shaded backyard, perfect for entertaining, relaxing around the fire pit, or enjoying evenings beneath the mature mesquite trees. Offering 2,884 square feet under roof, exceptional craftsmanship, and an ideal location near Hico and Stephenville, this home combines small-town Texas charm with modern conveniences. With an acceptable offer, it may be conveyed fully furnished, with a few seller exclusions.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
Hico Elementary SchoolGrades PK-50.7 mi
6/10
Hico High SchoolGrades 6-120.6 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Block
  • Roof: Asphalt,Composition
  • Construction materials: Fiber Cement,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Modern,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Refrigerator,Dryer,Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Disposal,Wine Cooler
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,Laundry in Utility Room

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Decorative/Designer Lighting Fixtures,Eat-in Kitchen,High Speed Internet,Kitchen Island,Vaulted Ceiling(s),Walk-In Closet(s),Wired for Sound
  • Window features: Window Coverings
  • Flooring: Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Den,Living Room,Other
  • Fireplace: Yes

Half Bath

  • Level: First
  • Dimensions: 0 x 0

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,793 sqft

Kitchen

  • Level: Second
  • Dimensions: 0 x 0

Laundry

  • Level: First
  • Dimensions: 0 x 0

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bathroom

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Other

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: R19416

Features

  • Levels: One
  • Stories: 1
  • Pool features: Above Ground,Pool
  • Patio & porch: Covered
  • Exterior features: Fire Pit
  • Fencing: Back Yard,Front Yard,Gate,Wood

Lot

  • Lot size: 0.82 Acres

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Common,Covered,Driveway,Enclosed,Garage Faces Front,Garage,Garage Door Opener,Kitchen Level,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Tornado
Wildfire
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$942$11,304
Property Taxes $524$6,288
Electricity $238$2,859
Total$4,176$50,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,177/yr
40% on housing$125,280/yr
45% on housing$111,360/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.5%
4.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.8%
-5.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 76457$175
Hamilton County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 76457
Hamilton County$88

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$489,000
2026-07-10Listed for sale$495,000

For Sale by Agent

AgentTai Cobb Klam
BrokerageCOBB RANCH PROPERTIES, LLC

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