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1052 Porter Creek Dr, Franklin, NC, 28734

6beds
5baths
4,200sqft
$1,899,000
$452price/sqft
$11,073/moest. monthly cost
$442,920/yrincome needed

About This Home

This home is located in a private gated community in Franklin, NC. It is situated on 3+- acres and was completed in February of 2023. The main home is 3,200sqft with an attached 2/1 guest cottage that is 1,000sqft. and attached heated 3 car garage that is 1,000sqft. All 3 structures were built with 2x6 exterior walls covered in low maintenance concrete board. All buildings have over-sized windows, both homes have upgraded flooring, appliances and floor to ceiling real stone fireplaces. The main house and cottage both have west facing porches for beautiful sunsets over distant mountain ranges and enclosed with custom vinyl screened windows, powered sun shades and propane heat for those cool evenings and brisk mornings. Property includes a 1,000gal underground propane tank, 24kw generator, heated garage, lower screened outdoor seating, expoxy garage and patio floors, 400amp electric service, RV electric hookup, city water and high speed fiber. All utilities are underground.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
Macon Middle SchoolGrades 7-80.6 mi
7/10

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: Stucco,Hardboard Siding,Rough Sawn,Stone,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Refrigerator
  • Laundry features: Inside

Bar Entertainment

  • Level: Lower
  • Dimensions: 15' 0" X 0' 0"

Basement

  • Has basement: Yes
  • Basement: Finished,Interior Entry,Walk-Out Access

Bathroom Full

  • Level: Main
  • Dimensions: 11' 0" X 0' 0"

Bathroom Full

  • Level: Lower
  • Dimensions: 13' 0" X 0' 0"

Bathroom Full

  • Level: Upper
  • Dimensions: 11' 0" X 0' 0"

Bathroom Half

  • Level: Main
  • Dimensions: 7' 0" X 0' 0"

Bedroom S

  • Level: Upper
  • Dimensions: 13' 0" X 0' 0"

Bedroom S

  • Level: Lower
  • Dimensions: 13' 0" X 0' 0"

Bedroom S

  • Level: Main
  • Dimensions: 11' 0" X 0' 0"

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Area

  • Level: Main
  • Dimensions: 11' 0" X 0' 0"

Features

  • Fireplace features: Gas,Living Room
  • Finished area below ground: 1,183
  • Finished area above ground: 3,017

Heating & Cooling

  • Heating features: Heat Pump,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,017
  • Total interior livable area: 4,200 sqft

Kitchen

  • Level: Main
  • Dimensions: 12' 0" X 0' 0"

Living Room

  • Level: Main
  • Dimensions: 17' 0" X 0' 0"

Other

  • Level: Main
  • Dimensions: 9' 0" X 0' 0"

Primary Bedroom

  • Level: Main
  • Dimensions: 14' 0" X 0' 0"

Property

Details

  • Parcel number: 6594907175
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Waterfront features: None

Lot

  • Lot size: 2.98 Acres

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Landslide
    LandslideVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Lightning
Inland Flooding
Ice Storm
Strong Wind
Tornado
Hail
Winter Weather

FEMA Declared Disasters in Macon County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,602$115,224
Home Insurance *$595$7,140
Property Taxes $485$5,820
Electricity $391$4,694
Total$11,073$132,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$379,645/yr
40% on housing$332,190/yr
45% on housing$295,280/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.4%
6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$452This listing

vs Other Active Listings

Avg $/sqft

ZIP 28734$247
Macon County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 28734
Macon County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$1,899,000

For Sale by Agent

AgentCraig Tribus
BrokerageBeycome Brokerage Realty LLC

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