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4221 Myrtle St, Saint Augustine, FL, 32084

5beds
6baths
4,056sqft
$4,150,000
$1,023price/sqft
$29,805/moest. monthly cost
$1,192,200/yrincome needed

About This Home

Custom Intracoastal Estate with Guest House, Covered Boathouse & Dual Boat Lifts! Experience waterfront living at its finest in this custom-built Intracoastal estate located in Vilano Beach. Built in 2023 and thoughtfully designed for both everyday living and entertaining, this exceptional property offers approximately 4,056 square feet of heated and cooled living space, including a detached guest suite, and over 6,700 square feet under roof. Situated on a deep-water Intracoastal lot with direct ocean access, the property features a covered boathouse, two boat lifts (13,000 lb. and 7,500 lb.), a private dock, and breathtaking panoramic water views from nearly every room. Watch dolphins play, enjoy spectacular sunsets, and experience the boating lifestyle that makes St. Augustine one of Florida’s most desirable waterfront destinations. The main residence offers 4 bedrooms, 3.5 bathrooms, a dedicated office, spacious bonus room, and an open-concept floor plan centered around a designer kitchen featuring premium appliances, custom cabinetry, an oversized island, walk-in pantry, and expansive water views. The first-floor owner’s suite provides a private retreat with a spa-inspired bath, oversized walk-in closet, and direct access to the waterfront backyard. Upstairs, guests will enjoy additional bedrooms, multiple gathering spaces, and expansive covered porches designed to capture the coastal breeze and endless Intracoastal views. A detached oversized two-car garage includes a fully finished guest suite above with its own bedroom, bathroom, living area, and entertaining space, making it ideal for extended family, guests, a home office, or private retreat. Additional highlights include metal roofing, impact-rated windows and doors, covered front and rear porches, beautifully maintained grounds, generous parking, and a rare combination of privacy, deep-water access, and modern construction. Located just minutes from historic downtown St. Augustine, area beaches, dining, shopping, and world-class fishing, this is a rare opportunity to own a turnkey waterfront estate with room for family, guests, and all of your toys.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

8/10
6/10
St. Augustine High SchoolGrades 8-122.7 mi
7/10
Sebastian Middle SchoolGrades 6-82.8 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Features

  • In-Law Floorplan,Ceiling Fan(s)

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 6,592
  • Total interior livable area: 4,056 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1456300011
  • Zoning: RES

Features

  • Levels: 2 Story,Split
  • Stories: 2
  • Entry location: Ground Level
  • Exterior features: Auto Sprinkler,Dock
  • On waterfront: Yes
  • Waterfront features: Intracoastal Front,Intracoastal,Navigable Water

Lot

  • Lot size: 0.78 Acres
  • Features: Regular,1/2 to 1 Acre
  • Lot size dimensions: 110 x 300

Parking

  • Total spaces: 4
  • Parking features: 4 Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $20,984$251,808
Home Insurance *$3,699$44,388
Property Taxes $4,714$56,568
Electricity $408$4,898
Total$29,805$357,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,021,885/yr
40% on housing$894,150/yr
45% on housing$794,800/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,023This listing

vs Other Active Listings

Avg $/sqft

ZIP 32084$225
St. Johns County$290

vs Homes Sold Last Month

Median $/sqft

ZIP 32084$218
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$3,950,000
2026-07-24Price change$4,150,000
2026-06-24Listed for sale$4,250,000
2023-05-15Listing removed--
2023-05-09Listed for sale$3,750,000

For Sale by Agent

AgentRobin Arnold
BrokeragePonte Vedra Club Realty, Inc

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