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1188 Proctor Cir, Waterloo, SC, 29384

5beds
4baths
3,410sqft
$1,020,000
$299price/sqft
$6,460/moest. monthly cost
$258,400/yrincome needed

About This Home

PRICE ENHANCEMENT on this Stunning Lakefront Home. Home is 2 years new! The mile long views are by far some of the best on the lake! This home sits on the point of Sunrise Pointe, a quaint 16 homesite private waterfront community. This home offers the perfect location for beautiful sunrise & sunsets. This DREAM HOME home was built by Pioneer Construction 2 years ago. This casually elegant home boasts over 3400 sq.ft. and offers 5 bedrooms & 4 full baths. Floor plan is main level master and guest room (could also be office/study), great room, kitchen, laundry, large screened porch and exterior deck, and 2 car garage. Upstairs from the main level is a spacious bonus room with full bath. Downstairs you will find a full walkout basement with 2 bedrooms, den with FP, wine frig, and large covered patio. You will love the design of this home and the beautiful Southern Style finishing touches. Custom cabinetry, hickory floors, shiplap walls, two fireplaces, gorgeous master suite and bath. Yard has irrigation, lakeside completely fenced, and has 167 ft of beautiful waterfront. Seller has done it all except building the dock due to health issues. Come make lasting memories and enjoy the best lake life has to offer from this home on Lake Greenwood. Lake Greenwood is an 11,400 Acre recreational lake. Shore Line Length: 212 Miles. Length of Lake: 20 Miles. Average Depth: 22 Feet and is located 1 hour from Greenville SC, 3 hours from Atlanta, GA and 2 hours from Charlotte, NC.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

8/10
5/10
3/10

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Basement
  • Roof: Architectural
  • Construction materials: HardiPlank Type,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Range,Convection Oven,Dishwasher,Dryer,Electric Oven,Electric Range,Eye Level Oven,Microwave,Refrigerator,Tankless Water Heater,Washer

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • High Ceilings,Open Floorplan,Smooth Ceiling(s),Walk-In Closet(s),Vaulted Ceiling(s)
  • Window features: Insulated Windows
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Great Room,Other,Fireplace Equipment
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Central Air,Electric,Multi Units

Interior Area

  • Total structure area: 3,410
  • Total interior livable area: 3,410 sqft

Master Bathroom

  • Features: Shower Separate,Tub-Separate

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 2800101037

Features

  • Levels: Two
  • Patio & porch: Covered,Deck,Front Porch,Patio,Rear Porch,Screened
  • Exterior features: Retaining Wall
  • Fencing: Other
  • On waterfront: Yes
  • Waterfront features: Lake Greenwood,Lake
  • Frontage type: Lakefront
  • Frontage length: Road: 61,Water: 167
  • Living area range: 3300-3599

Lot

  • Features: Cleared,In Ground Sprinkler-Full Yard
  • Lot size dimensions: 61 x 189 x 167(W) x 160

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,2 Car,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Inland Flooding
Ice Storm

FEMA Declared Disasters in Laurens County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,157$61,884
Home Insurance *$611$7,332
Property Taxes $365$4,380
Electricity $327$3,934
Total$6,460$77,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$221,485/yr
40% on housing$193,800/yr
45% on housing$172,266/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 29384$192
Laurens County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 29384$174
Laurens County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$1,120,000
2025-12-03Price change$1,180,000
2025-11-10Price change$1,225,000
2025-08-29Listed for sale$1,300,000
2020-04-15Sold$190,000

For Sale by Agent

AgentNatalie Parramore
BrokerageeXp Realty LLC (Greenville)

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