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1610 W 7th Ave N, Clear Lake, IA, 50428

3beds
2baths
1,350sqft
$274,700
$203price/sqft
$2,037/moest. monthly cost
$81,480/yrincome needed

About This Home

Built in 2021 by local builder Snow Construction, this thoughtfully designed ranch home offers modern finishes, energy efficiency, and low-maintenance living in a convenient Clear Lake location. Featuring 3 bedrooms, 2 baths, approximately 1,350 sq. ft., and an attached 2-stall garage, the home was designed for comfortable everyday living. The open-concept kitchen, dining, and living areas feature 9' ceilings, creating a bright and spacious feel ideal for gathering and entertaining. The kitchen includes Fabuwood cabinetry, quartz countertops, stainless steel Whirlpool appliances, and solid wood doors throughout the home. A gas fireplace adds warmth and character to the living area, while durable LVP flooring extends through the main living spaces, with carpeting in the bedrooms for added comfort. The thoughtful layout includes three bedrooms serviced by a full bathroom, along with a convenient half bath located off the main living area. Built with full spray foam insulation, the home was designed for year-round comfort and energy efficiency, contributing to impressive utility costs. Enjoy the benefits of newer construction with updated mechanicals, quality craftsmanship, and quick access to Hwy 18, shopping, schools, and Clear Lake amenities. Schedule your showing today.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

9/10
7/10
Clear Lake Middle SchoolGrades 6-82.2 mi
8/10
Clear Lake High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2021

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Gas Water Heater

Bedroom2

  • Area: 121
  • Dimensions: 11 x 11

Bedroom3

  • Area: 99.75
  • Dimensions: 9.5 x 10.5

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,350 sqft

Living Room

  • Area: 342
  • Dimensions: 18 x 19

Other

  • Area: 182
  • Dimensions: 13 x 14

Other

  • Area: 76
  • Dimensions: 9.5 x 8

Other

  • Area: 483
  • Dimensions: 21 x 23

Property

Accessibility

  • Accessibility features: No Stairs External,No Stairs Internal

Details

  • Parcel number: 051137800100

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 124.00 x 49.00

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Drought
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,389$16,668
Home Insurance *$184$2,208
Property Taxes $343$4,116
Electricity $121$1,452
Total$2,037$24,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,840/yr
40% on housing$61,110/yr
45% on housing$54,320/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 50428$245
Cerro Gordo County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 50428$195
Cerro Gordo County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$291,900
2023-02-15Sold$229,000
2021-07-16Sold$21,000

For Sale by Agent

AgentJacob Kopriva
BrokerageLakeside Brokers

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