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109 Fire Island Ave NE, Lake Placid, FL, 33852

3beds
2baths
1,516sqft
$294,900
$195price/sqft
$2,115/moest. monthly cost
$84,600/yrincome needed

About This Home

Built in 2023, this modern 3-bedroom, 2-bath home offers a spacious split floor plan with 10-foot ceilings, recessed lighting, vinyl plank flooring, and plenty of natural light throughout. The open living and dining area flows into a stylish kitchen featuring quartz countertops, a large island, stainless steel appliances, ample cabinet space, and a pantry — perfect for everyday living and entertaining. The private primary suite includes dual sinks, a soaking tub, a glass-enclosed walk-in shower, and a custom walk-in closet. Two additional bedrooms and a full bath are located on the opposite side of the home for added privacy. Additional features include a laundry room with storage, a 2-car garage, irrigation for the landscaped yard, and a backyard that can be fully fenced for extra privacy. Located in the peaceful Placid Lakes community, this home is close to shopping, restaurants within the subdivision, and access to Lake June for boating and fishing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
4/10
4/10
Lake Placid High SchoolGrades PK,9-123.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Plank,Tile,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,916
  • Total interior livable area: 1,516 sqft

Property

Details

  • Parcel number: C14372920025800200
  • Zoning description: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Open
  • Frontage length: 80

Lot

  • Lot size: 10,018 sqft

Parking

  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Hurricane

FEMA Declared Disasters in Highlands County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$256$3,072
Property Taxes $171$2,052
Electricity $197$2,366
Total$2,115$25,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,514/yr
40% on housing$63,450/yr
45% on housing$56,400/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 33852$156
Highlands County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 33852$185
Highlands County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$295,000
2026-04-28Listing removed$299,900
2026-02-22Price change$299,900
2025-09-04Listed for sale$315,000
2023-08-25Sold$310,000
2023-08-05Contingent$320,000
2023-08-05Pending sale$320,000
2023-03-31Listed for sale$320,000

For Sale by Agent

AgentIvan Barajas
BrokerageKeller Williams Realty Fort Myers and the Islands

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