400 Willow Bnd #14B, Oak Creek, CO, 80467
About This Home
Affordable mountain living awaits in the heart of Routt County. Built in 2021, this charming 1-bedroom, 1-bath duplex-style manufactured home is tucked along a year-round creek in Oak Creek’s peaceful Willow Bend neighborhood. Thoughtfully designed with an open-concept layout, the home features a fully equipped kitchen, ceiling fans, and private deck. Additional highlights include a spacious 14' x 8' private storage shed and two assigned parking spaces for added convenience. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this low-maintenance property offers comfort and value just 22 minutes from Steamboat Springs and world-class skiing. Enjoy the welcoming small-town atmosphere of Oak Creek, with nearby amenities including Decker Park, a growing restaurant scene, grocery store, medical center, hockey rink, and highly regarded schools. Outdoor enthusiasts will love being just five miles from Stagecoach Reservoir and State Park, offering year-round recreation including boating, fishing, camping, biking, hiking, and cross-country skiing on miles of scenic public trails.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2021
Materials
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: MobileManufactured
- Architectural style: Mobile Home
- Property subType: Manufactured Home,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave Hood Fan,Microwave,Oven
- Laundry features: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- See Remarks
- Flooring: Carpet,Laminate
Heating
- Heating features: Forced Air
Interior Area
- Total interior livable area: 608 sqft
Property
Details
- Parcel number: M6546227
- Zoning description: Mobile Home
- Exclusions: No
Features
- Has view: Yes
- View description: River,Creek/Stream
- Has water view: Yes
- Water view: River,Creek/Stream
Lot
- Features: City Lot
Parking
- Parking features: Assigned,Two Spaces
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Winter Weather
- Avalanche
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $591 | $7,092 |
| Home Insurance * | $49 | $588 |
| Property Taxes | $27 | $324 |
| Electricity | $186 | $2,232 |
| Total | $853 | $10,236 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $126,000 |
| 2024-02-24 | Listing removed | -- |
| 2024-01-09 | Price change | $1,825 |
| 2023-12-27 | Listed for rent | $1,950 |
View on Zillow