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399 Stump Ridge Rd, Brandon, MS, 39047

5beds
4baths
3,080sqft
$695,000
$226price/sqft
$4,619/moest. monthly cost
$184,760/yrincome needed

About This Home

Experience the perfect blend of peaceful country loving and convenient access to Flowood in this stunning 5-becroom, 3.5-bath home. Situation on 2+/- beautiful acres, this thoughtfully designed home features an open concept floor plan with a split bedroom layout, offering both comfort and privacy. The spacious kitchen is a dream for entertaining, complete with abundant cabinetry, granite countertops, and an oversized island perfect for meal prep and gather with family and friends. One of the home's most unique features is the incredible hidden walk-in pantry- a must-see surprise! The primary suite is a relaxing retreat, featuring a spa-like bathroom with a giant walk-in shower, seperate soaking tub, and plenty of space to unwind. The mail level includes three additional bedrooms, while upstairs you will find a large fifth bedroom with its own full bath and walk-in closet- ideal for guests, a private suite, or a bonus room. Step outside to the expansive covered back porch, where you'll enjoy breathtaking sunset views while relaxing by the outdoor fireplace or cooking on the build in gas grill. Whether you're hosting gatherings or enjoying a quiet evening, this outdoor space is sure to impress. If you have been dreaming of a beautiful home with room to spread out, modern amenities and the tranquility of country living- all within close driving distance to everything you need- this is the one. Don't miss your opportunity to make the exceptional property your new home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
Pisgah Elementary SchoolGrades PK-64.6 mi
9/10
Pisgah High SchoolGrades 7-124.7 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Fan,Free-Standing Gas Oven,Gas Cooktop,Self Cleaning Oven
  • Laundry features: Electric Dryer Hookup,Laundry Room,Lower Level,Sink,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Ceiling Fan(s),Crown Molding,Double Vanity,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Primary Downstairs,Soaking Tub,Storage,Walk-In Closet(s)
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Brick,Hardwood,Tile
  • Fireplace features: Gas Starter
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace Insert,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 3,080
  • Total interior livable area: 3,080 sqft

Property

Details

  • Parcel number: L1300003000040

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Gas Grill

Lot

  • Lot size: 2 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Attached,Storage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Ice Storm
Winter Weather

FEMA Declared Disasters in Rankin County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$484$5,808
Property Taxes $335$4,020
Electricity $286$3,436
Total$4,619$55,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,365/yr
40% on housing$138,570/yr
45% on housing$123,173/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 39047$163
Rankin County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 39047$157
Rankin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$695,000
2025-04-08Listing removed$635,000
2025-03-08Listed for sale$635,000
2023-03-23Sold--
2023-02-21Pending sale$599,990
2023-02-10Price change$599,990
2022-12-12Price change$629,900
2022-11-01Price change$649,900
2022-03-10Price change$663,000
2022-03-02Listed for sale$629,000

For Sale by Agent

AgentLila Robin
BrokerageRobin Realty LLC

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