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413 Overbrook Lane, Longmont, CO, 80504

3beds
2baths
3,024sqft
$599,900
$198price/sqft
$3,806/moest. monthly cost
$152,240/yrincome needed

About This Home

Built in 2022, this beautifully designed ranch home showcases the popular Chatfield floor plan with 3 bedrooms, 2 bathrooms, and 1,525 finished square feet of thoughtfully designed living space. In addition to the spacious main level, the full unfinished basement offers endless possibilities to expand with additional bedrooms, a recreation room, home gym, theater, or whatever best fits your lifestyle. The open-concept layout is filled with natural light and enhanced by soaring ceilings, creating an inviting space for both everyday living and entertaining. The spacious kitchen flows effortlessly into the dining and living areas, making it the heart of the home. The private primary suite features an en-suite bathroom and generous walk-in closet, while two additional bedrooms provide flexibility for guests, a home office, or hobbies. An oversized two-car garage offers plenty of room for vehicles, storage, and outdoor gear. Located in a desirable Highlands neighborhood, this move-in-ready home combines the advantages of newer construction, energy-efficient living, and a low-maintenance lifestyle, with parks, trails, shopping, dining, and everyday conveniences just minutes away.

Getting Around

13
WalkingCar-Dependent
0
TransitNo Nearby Transit
50
BikeBikeable

Schools

4/10
3/10
Skyline High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Composition
  • Construction materials: Cement Siding,Frame,Stone

Other

  • Builder model: Chatfield
  • Builder name: Dream Finder Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump,Unfinished

Bathroom

  • Features: En Suite Bathroom,Primary Suite
  • Level: Main

Bathroom

  • Level: Main

Bedroom

  • Features: Primary Suite
  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Eat-in Kitchen,Granite Counters,High Ceilings,Kitchen Island,Pantry,Primary Suite,Radon Mitigation System,Smart Thermostat,Smoke Free,Solid Surface Counters,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Laminate,Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,512

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,024
  • Total interior livable area: 3,024 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Property

Details

  • Parcel number: R0613732
  • Special condition: Standard
  • Exclusions: Seller's Personal Property,Staging Furniture

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Rain Gutters
  • Fencing: Full

Lot

  • Lot size: 4,402 sqft
  • Features: Level,Open Space,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Hail
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$286$3,432
Property Taxes $259$3,108
Electricity $228$2,739
Total$3,806$45,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,491/yr
40% on housing$114,180/yr
45% on housing$101,493/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 80504$201
Boulder County$355

vs Homes Sold Last Month

Median $/sqft

ZIP 80504$200
Boulder County$328

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$574,900
2026-08-07Price change$590,000
2026-07-29Price change$599,900
2026-07-23Price change$620,000
2026-07-01Price change$625,000
2026-06-22Price change$640,000
2026-06-10Listed for sale$650,000
2024-11-07Listing removed$2,795
2024-10-27Listed for rent$2,795
2024-09-23Listing removed$2,850
2024-09-13Listed for rent$2,900
2023-08-21Listing removed--
2023-08-10Price change$2,795
2023-07-30Listed for rent$2,850
2022-07-28Sold$654,990

For Sale by Agent

AgentNickolas Folkedahl
BrokerageKeller Williams Preferred Realty

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